2413 S Stephen Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2413 S Stephen Ave, Sioux Falls, SD 57103

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,253 sqft · built 1976
Lot Size0.238 acres (10,372 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (May 2019)
Tax Bill$4,415 (2025)
Deeds & MortgagesMay 2019 Mortgage
May 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-22-26-180-009-000

Property Details

APN / Parcel Number

Primary APN01-22-26-180-009-000
Alternative APN
  • 40490

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,253 sqft Finished Area
1st Floor Area1,253 sqft
Basement Area1,141 sqft
Finished Basement705 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleBi-Level
Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,372 sqft (0.238 acres)
Lot Dimensions122 ft deep x 85 ft wide
Garage TypeAttached
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area35 sqft
Deck Area192 sqft
Patio Area324 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number40490
Street Address2413 S STEPHEN AVE
CitySIOUX FALLS
StateSD
Zip57103-4444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLOCK 2 MORNINGSIDE HEIGHTS ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionMORNINGSIDE HEIGHTS ADDN
Legal Block2
Legal Lot Number4
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group3
Census Block3007
Census Tract1801

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2413 S STEPHEN AVE, SIOUX FALLS, SD 57103-4444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
May 23, 2019Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 23, 2019Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2019 · Amount on Record
Deed SaleMay 23, 2019 · Amount on Record
Deed Book / Page589-D / 0156
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2413 S STEPHEN AVE, SIOUX FALLS, SD 57103-4444
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1859MTG/0570
DateMay 23, 2019
Book Page1859 MTG/0570
Lender
NameSOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
TypeGovernment Agency
AddressPIERRE, SD 57501
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2413 S STEPHEN AVE, SIOUX FALLS, SD 57103-4444
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1859MTG/0569
DateMay 23, 2019
Book Page1859 MTG/0569
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateMay 23, 2019
Property Address2413 S STEPHEN AVE, SIOUX FALLS, SD 57103-4444
Document Number589DEED/0156
Book / Page589 DEED / 0156
Instrument DateMay 5, 2019
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$235.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2413 S STEPHEN AVE, SIOUX FALLS, SD 57103-4444

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$288,393 (-11.4%) Land $40,648 Building $247,745$288,393 Land $40,648 Building $247,745
2025$4,415.00$325,500 (+1.78%) Land $41,100 Building $284,400
2024$4,415.00 (+8.56%)$319,800 (+18.36%) Land $47,100 Building $272,700
2022$4,067.00$270,200 Land $47,100 Building $223,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

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