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2313 S Stephen Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2313 S Stephen Ave, Sioux Falls, SD 57103

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,450 sqft · built 1974
Lot Size0.248 acres (10,799 sqft)
Owner2 Trust Names on Record
Tax Bill$4,380 (2025)
Deeds & MortgagesDec 2020 Mortgage
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01-22-26-177-015-000

Property Details

APN / Parcel Number

Primary APN01-22-26-177-015-000
Alternative APN
  • 40314

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,450 sqft Finished Area
1st Floor Area1,450 sqft
Basement Area1,404 sqft
Finished Basement400 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBi-Level
Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,799 sqft (0.248 acres)
Lot Dimensions120 ft deep x 90 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck Area224 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number40314
Street Address2313 S STEPHEN AVE
CitySIOUX FALLS
StateSD
Zip57103-4442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 5 MOCKING BIRD HILL ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionMOCKING BIRD HILL ADDN
Legal Block5
Legal Lot Number2
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group3
Census Block3001
Census Tract1801

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address2313 S STEPHEN AVE, SIOUX FALLS, SD 57103-4442
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
GREAT WESTERN BANK
Nov 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2313 S STEPHEN AVE, SIOUX FALLS, SD 57103-4442
Transaction TypeMortgage
Record UpdatedFeb 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1909MTG/479
DateDec 23, 2020
Book Page1909 MTG/479
Lender
NameGREAT WESTERN BANK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2313 S STEPHEN AVE, SIOUX FALLS, SD 57103-4442
Transaction TypeMortgage
Record UpdatedDec 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1962MTG/498
DateNov 10, 2022
Book Page1962 MTG/498
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$285,525 (-11.33%) Land $41,835 Building $243,690$285,525 Land $41,835 Building $243,690
2025$4,380.00$322,000 (+1.55%) Land $42,300 Building $279,700
2024$4,380.00 (+6.31%)$317,100 (+16.03%) Land $49,000 Building $268,100
2022$4,120.00$273,300 Land $49,000 Building $224,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		2,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
AT&T
Fixed Wireless		100 / 20

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