Madison County property record for 2413 Ready Section Rd, Toney, AL 35773
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,608 sqft |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Sep 2023) |
| Tax Bill | $1,940 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-06-23-0-000-091.014 |
| Primary APN | 05-06-23-0-000-091.014 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Exterior Material | Brick |
|---|---|
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 617337 |
|---|---|
| Street Address | 2413 READY SECTION RD |
| City | TONEY |
| State | AL |
| Zip | 35773-7123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 23 T1S R2W COMM AT THE SW COR OF SEC 23 TH E 873.44 FT TH N TO THE N ROW MAR OF READY SECTION RD & THE POB TH N 212 FT TH |
| Legal Range | 02W |
| Legal Township | 01S |
| Legal Section | 23 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON CROSSROADS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10403 |
2413 Ready Section Rd is owned and occupied by two individuals who acquired it in January 2026.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2413 READY SECTION RD, TONEY, AL 35773-7123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK |
| Feb 4, 2026 | Intrafamily Transfer, Transfer |
| Sep 8, 2023 | Deed, Transfer · Commercial Mortgage FIRSTBANK |
| Jan 13, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on File |
| Deed Sale | Sep 8, 2023 · Amount on File |
| Deed Book / Page | 2023 / 34562 |
| Last Transfer Date | Jan 29, 2026 |
| Transfer Doc | 0000004520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 30, 2026 |
| Property Address | 2413 READY SECTION RD, TONEY, AL 35773-7123 |
| Document Number | 2026029600 |
| Book / Page | 2026 / 29600 |
| Instrument Date | Apr 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2413 READY SECTION RD, TONEY, AL 35773-7123 |
| Document Number | 2026141007, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 2026/141007 |
| Name | GRANITE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Feb 4, 2026 |
| Property Address | 2413 READY SECTION RD, TONEY, AL 35773-7123 |
| Document Number | 0000004520 |
| Book / Page | DEED2026 / 4520 |
| Instrument Date | Jan 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22402 CANTERA DR, ATHENS, AL 35613-2419 |
| Name | Verified Name |
|---|---|
| Address | 2413 READY SECTION RD, TONEY, AL 35773-7123 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 8, 2023 |
| Property Address | 2413 READY SECTION RD, TONEY, AL 35773-7123 |
| Document Number | 0000034562 |
| Book / Page | DEED 2023 / 34562 |
| Instrument Date | Sep 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 MEANDER, IRVINE, CA 92620-7341 |
| Name | Verified Name |
|---|---|
| Address | 22402 CANTERA DR, ATHENS, AL 35613-2419 |
| Document Number | 0000148908 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | MTG 2023/148908 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 5, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jan 13, 2020 |
| Property Address | 2413 READY SECTION RD, TONEY, AL 35773-7123 |
| Document Number | 0000003127 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 3127 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $45.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1411 OPP REYNOLDS RD TONEY AL 357737452, TONEY, AL 35773-7452 |
The 2026 property tax bill for 2413 Ready Section Rd was $1,940, up 0.7% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,940.00 (+0.73%) | ||
| 2025 | $1,926.00 | $53,460 Land $8,400 Building $45,060 | $267,300 Land $42,000 Building $225,300 |
| 2023 | $1,853.00 (+22.72%) | $51,480 (+23.33%) Land $8,400 Building $43,080 | $257,400 (+23.33%) Land $42,000 Building $215,400 |
| 2022 | $1,510.00 | $41,740 Land $4,360 Building $37,380 | $208,700 Land $21,800 Building $186,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2413 Ready Section Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2413 Ready Section Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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