2332 Ready Section Rd, Toney, AL 35773 Property Records

Madison County property record for 2332 Ready Section Rd, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,234 sqft · built 2003
Lot Size	3.55 acres (154,638 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-07-26-0-002-004.001`

Property Details

APN / Parcel Number

Primary APN	`05-07-26-0-002-004.001`
Alternative APN	`222636`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,234 sqft Living Area
1st Floor Area	2,234 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	154,638 sqft (3.55 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	222636
Street Address	2332 READY SECTION RD
City	TONEY
State	AL
Zip	35773-7120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PART OF SEC 26 DESC AS BEG AT THE NW COR OF SD SEC 26 TH N 89 DEG E 1893.97 FT S 40 FT TO THE S R/O/W OF READY SECTI
Legal Range	02W
Legal Township	01
Legal Section	26
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	1
Census Block	1009
Census Tract	10403

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2332 READY SECTION RD, TONEY, AL 35773-7120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2002
Deed Sale	May 22, 2002
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	2332 READY SECTION RD, TONEY, AL 35773-7120
Document Number	0000084207
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2332 READY SECTION RD TONEY AL 357737120, TONEY, AL 35773-7120

Mortgage

Document Number	0000084207
Date	Oct 21, 2020
Instrument	84207

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2030

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,682.00 (+4.02%) Homeowner's exemption	$48,000 (+3.9%) Land $7,100 Building $40,900	$479,900 (+3.9%) Land $70,900 Building $409,000
2023	$1,617.00 (+21.76%) Homeowner's exemption	$46,200 (+21.39%) Land $7,100 Building $39,100	$461,900 (+21.42%) Land $70,900 Building $391,000
2022	$1,328.00 Homeowner's exemption	$38,060 Land $4,120 Building $33,940	$380,400 Land $41,100 Building $339,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20