2413 Merit Ave, Lima, OH 45805 Property Records

Allen County property record for 2413 Merit Ave, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1958
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,000 (Sep 2011)
Tax Bill	$1,842 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-3408-10-003.000`

Property Details

APN / Parcel Number

Primary APN	`36-3408-10-003.000`
Alternative APN	`M3836340810003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	2,900 sqft
1st Floor Area	1,518 sqft
Basement Area	878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	15,202 sqft (0.349 acres)
Lot Dimensions	169 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	542 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2413 MERIT AVE
City	LIMA
State	OH
Zip	45805-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEDALE EXTENSION LOTS PT T 20320 T 20321 PT T 20322 JOINT TEN FF 90.00
Legal Subdivision	ROSEDALE EXTENSION
Legal Lot Number	20320
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2042
Census Tract	10900

Owner

Source: Allen County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2413 MERIT AVE, LIMA, OH 45805-2528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit SUPERIOR FINANCIAL SOLUTIONS
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Jul 9, 2020	Deed of Trust, Mortgage · Line of Credit MILLSTREAM AREA CU
May 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2011 · Amount on Record
Deed Sale	Sep 9, 2011 · Amount on Record
Prior Sale	Mar 19, 2007 · Amount on Record
Deed Document Number	201110108
Deed Book / Page	2011 / 10108
Last Transfer Date	May 5, 2020
Transfer Doc	5050004638
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2413 MERIT AVE, LIMA, OH 45805-2528
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10120014371
Date	Oct 12, 2021
Book Page	2021/14371
Instrument	202110120014371

Lender

Name	SUPERIOR FINANCIAL SOLUTIONS
Type	Mortgage Company
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2413 MERIT AVE, LIMA, OH 45805-2528
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12300014732
Date	Dec 30, 2022
Book Page	2022/14732
Instrument	202212300014732

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2413 MERIT AVE, LIMA, OH 45805-2528
Document Number	0000007957
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2413 MERIT AVE LIMA OH 458052528, LIMA, OH 45805-2528

Mortgage

Document Number	0000007957
Date	Jul 20, 2020
Instrument	7957

Lender

Name	MILLSTREAM AREA CU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 19, 2030

Interest

Rate Type	Adjustable Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	May 5, 2020
Property Address	2413 MERIT AVE, LIMA, OH 45805-2528
Document Number	0000004638
Instrument Date	May 5, 2020
Instrument	4638
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2413 MERIT AVE LIMA OH 458052528, LIMA, OH 45805-2528

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,842.00 (-0.22%)	$51,590 (-) Land $11,690 Building $39,900	$147,400 (-) Land $33,400 Building $114,000
2024	$1,846.00 (+43.88%) Homeowner's exemption	$51,590 (+41.96%) Land $11,690 Building $39,900	$147,400 (+42%) Land $33,400 Building $114,000
2023	$1,283.00 (-14.98%) Homeowner's exemption	$36,340 (-) Land $8,230 Building $28,110
2022	$1,509.00 Homeowner's exemption	$36,340 Land $8,230 Building $28,110
2021			$103,800 Land $23,500 Building $80,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Brightspeed, TSC, Verizon.

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