2409 Merit Ave, Lima, OH 45805 Property Records

Allen County property record for 2409 Merit Ave, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,494 sqft · built 1959
Lot Size	0.446 acres (19,428 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Apr 2001)
Tax Bill	$3,527 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`36-3408-10-002.000`

Property Details

APN / Parcel Number

Primary APN	`36-3408-10-002.000`
Alternative APN	`M3836340810002000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,494 sqft Living Area
Gross Area	4,708 sqft
1st Floor Area	2,558 sqft
Basement Area	1,534 sqft
Finished Basement	936 sqft
Unfinished Basement	598 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	172 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	418 sqft
Deck Area	230 sqft
Patio Area	518 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2409 MERIT AVE
City	LIMA
State	OH
Zip	45805-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEDALE EXTENSION LOTS T 20319 PT T 20320 FF 113.30
Legal Subdivision	ROSEDALE EXTENSION
Legal Lot Number	20319
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2042
Census Tract	10900

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2409 MERIT AVE, LIMA, OH 45805-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Apr 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2001 · Amount on Record
Deed Sale	Apr 18, 2001 · Amount on Record
Prior Sale	Jan 1, 1990
Last Transfer Date	Apr 20, 2020
Transfer Doc	4240004142
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2409 MERIT AVE, LIMA, OH 45805-2528
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9230008693
Date	Sep 23, 2024
Book Page	2024/8693
Instrument	202409230008693

Lender

Name	THE UNION BANK CO
Type	Bank
Address	3211 ELIDA RD, LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 24, 2020
Property Address	2409 MERIT AVE, LIMA, OH 45805-2528
Document Number	0000004142
Instrument Date	Apr 20, 2020
Instrument	4142
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2409 MERIT AVE LIMA OH 458052528, LIMA, OH 45805-2528

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,527.00 (-0.14%)	$101,190 (-) Land $14,670 Building $86,520	$289,100 (-) Land $41,900 Building $247,200
2024	$3,532.00 (+22.21%) Homeowner's exemption	$101,190 (+41.98%) Land $14,670 Building $86,520	$289,100 (+41.99%) Land $41,900 Building $247,200
2023	$2,890.00 (+0.45%) Homeowner's exemption	$71,270 (-) Land $10,330 Building $60,940
2022	$2,877.00 Homeowner's exemption	$71,270 Land $10,330 Building $60,940
2021			$203,600 Land $29,500 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Brightspeed, TSC, Verizon.

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