2412 Spring Creek Cir, Mobile, AL 36693 Property Records

Mobile County property record for 2412 Spring Creek Cir, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,228 sqft · built 1978
Lot Size	1.11 acres (48,537 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Aug 2005)
Tax Bill	$1,651 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R02330204300000301`

Property Details

APN / Parcel Number

Primary APN	`R02330204300000301`
Alternative APNs	`33 02 04 3 000 003.01X` `01086014` `1086014`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,228 sqft Living Area
1st Floor Area	2,228 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	48,537 sqft (1.11 acres)
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	579 sqft
Deck Area	Deck Area
Utility Building	1,008 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1086014
Street Address	2412 SPRING CREEK CIR
City	MOBILE
State	AL
Zip	36693-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM NE COR OF NE 1/4 OF SW 1/4 SEC 4 T5S R2W RUN N 89 DEG 58 MIN 21L SEC W 305.10 FT TO POB TH CONT N 89 DEG 58 MIN 21 SEC W
Legal Range	05S
Legal Township	05S
Legal Section	04
Legal Subdivision	SPRING CREEK
Legal Lot Number	7
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1007
Census Tract	3712

Owner

Source: Mobile County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2412 SPRING CREEK CIR, MOBILE, AL 36693-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHERN PINE CREDIT UNION
Feb 27, 2018	Warranty Deed, Transfer · Conventional with PMI APCO EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2005 · Amount on Record
Deed Sale	Aug 4, 2005 · Amount on Record
Prior Sale	Dec 14, 2004
Deed Document Number	200557831
Deed Book / Page	5823 / 809
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Apr 22, 2026
Property Address	2412 SPRING CREEK CIR, MOBILE, AL 36693-3720
Document Number	0000023036
Instrument Date	Apr 15, 2026
Instrument	202623036
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 SPRING CREEK CIR, MOBILE, AL 36693-3720

Mortgage

Document Number	0000023036,
Date	Apr 22, 2026
Instrument	202623036

Lender

Name	SOUTHERN PINE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2046

Interest

Rate	6.22%
Max Rate	-1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 27, 2018
Property Address	2412 SPRING CREEK CIR, MOBILE, AL 36693-3720
Document Number	0000010259
Book / Page	007607 / 001296
Instrument Date	Feb 23, 2018
Instrument	10259
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 SPRING CREEK CIR MOBILE AL 366933720, MOBILE, AL 36693-3720

Mortgage

Document Number	10260
Date	Feb 27, 2018
Book Page	007607/001299
Instrument	10260

Lender

Name	APCO EMPS CU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,651.00 (-6.51%) Homeowner's exemption	$26,890 (-6.34%) Land $4,500 Building $22,390	$268,900 (-6.34%) Land $45,000 Building $223,900
2024	$1,766.00 (+23.67%) Homeowner's exemption	$28,710 (+22.8%) Land $3,750 Building $24,960	$287,100 (+22.8%) Land $37,500 Building $249,600
2023	$1,428.00 Homeowner's exemption	$23,380 Land $3,750 Building $19,630	$233,800 Land $37,500 Building $196,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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