2409 Spring Creek Cir, Mobile, AL 36693 Property Records

Mobile County property record for 2409 Spring Creek Cir, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$854 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023302042002085`

Property Details

APN / Parcel Number

Primary APN	`R023302042002085`
Alternative APNs	`33 02 04 2 002 085.XXX` `01511910` `1511910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,666 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1997
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	68 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1511910
Street Address	2409 SPRING CREEK CIR
City	MOBILE
State	AL
Zip	36693-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SPRING CREEK SUBDIV MBK 28 PG 18 #SEC 04 T5S R3W #MP33 02 04 2 002
Legal Range	05S
Legal Township	05S
Legal Section	04
Legal Subdivision	SPRING CREEK SUBDIV
Legal Lot Number	3
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1007
Census Tract	3712

Owner

2409 Spring Creek Cir is owned and occupied by an individual who acquired it in August 2001.

Source: Mobile County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	2409 SPRING CREEK CIR, MOBILE, AL 36693-3720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2001
Deed Sale	Aug 16, 2001
Prior Sale	Sep 21, 1999
Deed Document Number	200159286
Deed Book / Page	5021 / 878
Prior Transfer Date	Sep 2, 1999
Prior Transfer Doc	0000070916
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2409 SPRING CREEK CIR, MOBILE, AL 36693-3720
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	SLT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019886
Date	Mar 31, 2021
Instrument	2021019886

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2409 Spring Creek Cir was $854 with a homeowner's exemption, down 8.9% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$854.00 (-8.86%) Homeowner's exemption	$14,360 (-8.3%) Land $3,000 Building $11,360	$143,600 (-8.3%) Land $30,000 Building $113,600
2024	$937.00 (+19.97%) Homeowner's exemption	$15,660 (+18.64%) Land $2,500 Building $13,160	$156,600 (+18.64%) Land $25,000 Building $131,600
2023	$781.00 Homeowner's exemption	$13,200 Land $2,500 Building $10,700	$132,000 Land $25,000 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2409 Spring Creek Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2409 Spring Creek Cir is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20