2412 E 500 N, Ossian, IN 46777 Property Records

Wells County property record for 2412 E 500 N, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,168 sqft · built 1980
Lot Size	6.06 acres (263,974 sqft)
Owner	Individual Name on Record
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-05-09-200-001.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-09-200-001.000-010`
Alternative APNs	`00001579038` `0050302800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	1,180 sqft
Attic	Attic
Attic Area	1,976 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Asphalt
Lot Area	263,974 sqft (6.06 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Gazebo	79 sqft
Lean-To	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Solar

Location & Zoning

Account Number	00001579038
Street Address	2412 E 500 N
City	OSSIAN
State	IN
Zip	46777-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09-27-12 6.060A N E PT E N W W OF RR
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1013
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2412 E 500 N, OSSIAN, IN 46777-9664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage IAB FINANACIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2412 E 500 N, OSSIAN, IN 46777-9664
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231994
Date	Jun 27, 2023
Instrument	20231994

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2412 E 500 N, OSSIAN, IN 46777-9664
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220551
Date	Feb 9, 2022
Instrument	20220551

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2052

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2412 E 500 N, OSSIAN, IN 46777-9664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	141/579
Date	Jan 19, 2017
Book Page	141/579
Instrument	000939770011

Lender

Name	IAB FINANACIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 18, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,711.00 (+8.88%) Homeowner's exemption	$349,800 (+18.66%) Land $101,800 Building $248,000	$349,800 (+18.66%) Land $101,800 Building $248,000
2024	$2,490.00 (+23.63%)
2023		$294,800 (+9.47%) Land $85,500 Building $209,300	$294,800 (+9.47%) Land $85,500 Building $209,300
2022	$2,014.00	$269,300 Land $63,300 Building $206,000	$269,300 Land $63,300 Building $206,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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