2239 E 500 N, Ossian, IN 46777 Property Records

Wells County property record for 2239 E 500 N, Ossian, IN 46777

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,524 sqft · built 1997
Lot Size	13 acres (569,329 sqft)
Owner	Individual Name on Record
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-05-04-300-008.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-04-300-008.000-010`
Alternative APNs	`00001577863` `0050370003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,524 sqft Living Area
1st Floor Area	1,440 sqft
Attic	Attic
Attic Area	2,168 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Game Room	Game Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	569,329 sqft (13 acres)
Garage Type	Mixed
Garage Area	4,018 sqft
Parking Spaces	13 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001577863
Street Address	2239 E 500 N
City	OSSIAN
State	IN
Zip	46777-9664
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	04-27-12 13.07 SE PT SW SW
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1008
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2239 E 500 N, OSSIAN, IN 46777-9664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage IAB FINANACIAL BANK
Apr 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage OSSIAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2007
Deed Sale	Jun 1, 2007
Deed Book / Page	146 / 96
Last Transfer Date	Dec 7, 2010
Transfer Doc	000149/916
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2239 E 500 N, OSSIAN, IN 46777-9664
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20214393
Date	Sep 28, 2021
Instrument	20214393

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2051

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2239 E 500 N, OSSIAN, IN 46777-9664
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20213681
Date	Aug 13, 2021
Instrument	20213681

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2239 E 500 N, OSSIAN, IN 46777-9664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170072
Date	Jul 12, 2017
Instrument	20170072

Lender

Name	IAB FINANACIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 18, 2027

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2239 E 500 N, OSSIAN, IN 46777-9664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	141/799
Date	Apr 11, 2017
Book Page	141/799
Instrument	000949520016

Lender

Name	OSSIAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,643.00 (+23.06%) Homeowner's exemption	$593,400 (+32.63%) Land $112,200 Building $481,200	$593,400 (+32.63%) Land $112,200 Building $481,200
2024	$3,773.00 (+29.79%)
2023		$447,400 (+16.69%) Land $95,500 Building $351,900	$447,400 (+16.69%) Land $95,500 Building $351,900
2022	$2,907.00	$383,400 Land $71,300 Building $312,100	$383,400 Land $71,300 Building $312,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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