Jackson County property record for 2412 Bowery Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 8 ba · 5,838 sqft · built 1998 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $14,261 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7550-53-5906 |
| Primary APN | 7550-53-5906 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 8 Baths |
| Stories | 1 Story |
| Building Area | 5,838 sqft Heated Area |
| 1st Floor Area | 2,484 sqft |
| Upper Floors Area | 2,484 sqft |
| Basement Area | 870 sqft |
| Finished Basement | 870 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 1,450 sqft |
| Patio Area | 394 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 2412 BOWERY RD |
|---|---|
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-6403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 27 PIERSON |
| Legal Subdivision | NORMA T PIERSON PROP |
| Legal Lot Number | 27 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 950900 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 29 MOUNT VERNON CIR, ASHEVILLE, NC 28804-2440 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 27, 2018 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 2412 BOWERY RD, HIGHLANDS, NC 28741-6403 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2412 BOWERY RD, HIGHLANDS, NC 28741-6403 |
| Document Number | 0024080579 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 2408/579 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 20 GREENWAY PLZ STE 900, HOUSTON, TX 77046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 2412 BOWERY RD, HIGHLANDS, NC 28741-6403 |
| Document Number | 0022181260 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2414 BOWERY RD HIGHLANDS NC 28741, HIGHLANDS, NC 28741 |
| Document Number | 0022181260 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 002218/001260 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77046 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 26, 2033 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Highlands Town |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,752,975 (+54.34%) Land $650,000 Building $3,102,975 | |
| 2025 | $14,261.00 (+54.34%) | |
| 2023 | $9,240.00 | $2,431,650 Land $650,000 Building $1,781,650 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Hotwire Communications.
4G LTE (outdoors only), no 5G reported
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