2072 Bowery Rd, Highlands, NC 28741 Property Records

Jackson County property record for 2072 Bowery Rd, Highlands, NC 28741

Property Summary

Property Type	Other Improved
Details	3 bd · 4.5 ba · 3,084 sqft · built 2013
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$2,275,000 (Feb 2022)
Tax Bill	$12,195 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7550-43-8359`

Property Details

APN / Parcel Number

Primary APN	`7550-43-8359`
Alternative APNs	`7550439319` `179716`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,084 sqft Living Area
1st Floor Area	2,239 sqft
Basement Area	404 sqft
Finished Basement	404 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	660 sqft
Carport	Carport
Carport Area	660 sqft
Porch	Porch
Porch Area	704 sqft
Patio Area	752 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	2072 BOWERY RD
City	HIGHLANDS
State	NC
Zip	28741-0198
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 20 REV PIERSON
Legal Subdivision	REVISED CONTAINING 2.21 ACRES
Legal Lot Number	20
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2102
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	435 BUTTONWOOD LN, LARGO, FL 33770-4060
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 8, 2019	Loan Modification, Mortgage FIRST COLONY BK/FL
Feb 13, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COLONY BK/FL
Sep 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Prior Sale	Sep 22, 2017 · Amount on File
Deed Book / Page	2327 / 1951
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Feb 23, 2022
Property Address	2072 BOWERY RD, HIGHLANDS, NC 28741-0198
Document Number	0023271951
Book / Page	2327 / 1951
Map Reference	CAB 21 SL 746
Instrument Date	Feb 23, 2022
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	644 BENTLEY LN, 644, MAITLAND, FL 32751-4577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 BUTTONWOOD LN, BELLEAIR BLF, FL 33770-4060

Mortgage

Document Number	0023271956
Date	Feb 23, 2022
Instrument	2327/1956

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON NC
Property Address	2072 BOWERY RD, HIGHLANDS, NC 28741-0198
Document Number	0022460141
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	0022460141
Date	Aug 26, 2019
Book Page	002246/000141

Lender

Name	FIRST COLONY BK/FL
Type	Bank

Agreement

Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	2072 BOWERY RD, HIGHLANDS, NC 28741-0198
Document Number	0022320198
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1930 VIA VENETIA WINTER PARK FL 327891562, WINTER PARK, FL 32789-1562

Mortgage

Document Number	0022320198
Date	Feb 19, 2019
Book Page	002232/000198

Lender

Name	FIRST COLONY BK/FL
Type	Bank
Address	MAITLAND, FL 32794-0370

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 22, 2017
Property Address	2072 BOWERY RD, HIGHLANDS, NC 28741-0198
Document Number	0021971015
Book / Page	002197 / 001015
Instrument Date	Sep 22, 2017
Transaction Type	Transfer
Record Updated	Sep 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3920 EDGEWATER DR ORLANDO FL 328042835, ORLANDO, FL 32804-2835

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Highlands Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,209,259 (+66.85%) Land $250,000 Building $2,959,259
2025	$12,195.00 (+66.85%)
2023	$7,309.00	$1,923,460 Land $250,000 Building $1,673,460

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Hotwire Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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