Buchanan County property record for 2411 Shirley Dr, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,257 sqft · built 1950 |
| Lot Size | 0.202 acres (8,798 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $831 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2019 Mortgage + 1 more |
| APN | 06-5.0-21-001-003-020.000 |
| Primary APN | 06-5.0-21-001-003-020.000 |
|---|
| Building Area | 1,257 sqft Base Area |
|---|---|
| 1st Floor Area | 1,257 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 8,798 sqft (0.202 acres) |
| Lot Dimensions | 117 ft deep x 75 ft wide |
| Street Address | 2411 SHIRLEY DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-1152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SEWARD ADDITION LOT:33 BLK:LGL DESC: |
| Legal Subdivision | SEWARD ADDITION |
| Legal Lot Number | 33 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1800 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2411 SHIRLEY DR, SAINT JOSEPH, MO 64503-1152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Apr 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| May 17, 2023 | Deed of Trust, Mortgage COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2013 |
| Deed Sale | Feb 15, 2013 |
| Prior Sale | Mar 15, 2007 |
| Deed Document Number | 20131888 |
| Deed Book / Page | 3387 / 61 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2411 SHIRLEY DR, SAINT JOSEPH, MO 64503-1152 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2411 SHIRLEY DR, SAINT JOSEPH, MO 64503-1152 |
| Document Number | 003815/229 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 3815/229 |
| Instrument | 2026000412 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2411 SHIRLEY DR, SAINT JOSEPH, MO 64503-1152 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 003734/591 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 3734/591 |
| Instrument | 2019002922 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 8, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2411 SHIRLEY DR, SAINT JOSEPH, MO 64503-1152 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2411 SHIRLEY DR, SAINT JOSEPH, MO 64503-1152 |
| Document Number | 003786/996 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 3786/996 |
| Instrument | 2023003511 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount Recorded |
|---|---|
| Term | 108 Months |
| Due | May 11, 2032 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $831.00 | $11,530 (+5.49%) Land $2,850 Building $8,680 | $60,680 (+5.53%) Land $15,000 Building $45,680 |
| 2024 | $831.00 (+15.1%) | ||
| 2023 | $722.00 (-0.69%) | $10,930 (-) Land $2,850 Building $8,080 | $57,500 (-) Land $15,000 Building $42,500 |
| 2022 | $727.00 | $10,930 Land $2,850 Building $8,080 | |
| 2021 | $57,500 Land $15,000 Building $42,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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