2405 Shirley Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2405 Shirley Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,216 sqft · built 2003
Lot Size	0.178 acres (7,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,975 (Sep 2025)
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
APN	`06-5.0-21-001-003-017.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-21-001-003-017.000`

Interior

Building Area	1,216 sqft Base Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	7,738 sqft (0.178 acres)
Lot Dimensions	106 ft deep x 73 ft wide

Location & Zoning

Street Address	2405 SHIRLEY DR
City	SAINT JOSEPH
State	MO
Zip	64503-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SEWARD ADDITION LOT:36 BLK:LGL DESC:
Legal Subdivision	SEWARD ADDITION
Legal Lot Number	36
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3008
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2405 SHIRLEY DR, SAINT JOSEPH, MO 64503-1152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Jan 14, 2015 · Amount on Record
Deed Document Number	20257487
Deed Book / Page	3811 / 432
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 15, 2025
Property Address	2405 SHIRLEY DR, SAINT JOSEPH, MO 64503-1152
Document Number	003811/432
Book / Page	3811 / 432
Instrument Date	Sep 12, 2025
Instrument	2025007487
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	UNKNOWN, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14922 STATE ROUTE D, SAVANNAH, MO 64485-2157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 SHIRLEY DR, SAINT JOSEPH, MO 64503-1152

Mortgage

Document Number	2025007488
Date	Sep 15, 2025
Instrument	2025007488

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,604.00 (+0.06%)	$22,430 (+6.45%) Land $2,850 Building $19,580	$118,060 (+6.46%) Land $15,000 Building $103,060
2024	$1,603.00 (+16.16%)	$21,070 (-) Land $2,850 Building $18,220
2023	$1,380.00 (-0.65%)	$21,070 (-) Land $2,850 Building $18,220	$110,900 (-) Land $15,000 Building $95,900
2022	$1,389.00	$21,070 Land $2,850 Building $18,220
2021			$110,900 Land $15,000 Building $95,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20