2411 Co Rd 47, Waterloo, OH 45688 Property Records

Lawrence County property record for 2411 Co Rd 47, Waterloo, OH 45688

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 2.5 ba · 3,024 sqft · built 1998
Lot Size	7.4 acres (322,344 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,809 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-017-1800.001`

Property Details

APN / Parcel Number

Primary APN	`20-017-1800.001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,024 sqft Gross Area
1st Floor Area	1,280 sqft
Upper Floors Area	288 sqft
Basement Area	160 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	322,344 sqft (7.4 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	240 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2411 COUNTY ROAD 47
City	WATERLOO
State	OH
Zip	45688-9318
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	17-5-21 E 1/2 SW PT 7.40AC
Legal Subdivision	SYMMES VALLEY
Jurisdiction	LAWRENCE OH
Township / Civil Division	SYMMES
Census Block Group	1
Census Block	1030
Census Tract	50600

Owner

2411 Co Rd 47, an agricultural property, is owned by two individuals who acquired it in August 2021.

Source: Lawrence County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2411 COUNTY ROAD 47, WATERLOO, OH 45688-9318
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Intrafamily Transfer, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Jul 13, 2018	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021
Deed Sale	Aug 17, 2021
Prior Sale	Jan 15, 2014 · Amount on File
Deed Document Number	20215242
Deed Book / Page	1098 / 626
Prior Transfer Date	Aug 12, 2021
Prior Transfer Doc	0000005242
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE OH
Recording Date	Aug 17, 2021
Property Address	2411 COUNTY ROAD 47, WATERLOO, OH 45688-9318
Document Number	0000005242
Book / Page	1098 / 626
Instrument Date	Aug 12, 2021
Instrument	2021-00005242
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	BESTITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2411 COUNTY ROAD 47, WATERLOO, OH 45688-9318

Mortgage

Document Number	0000005243
Date	Aug 17, 2021
Instrument	2021-00005243

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE OH
Recording Date	Jul 13, 2018
Property Address	2411 COUNTY ROAD 47, WATERLOO, OH 45688-9318
Document Number	0000003991
Book / Page	000950 / 000091
Instrument Date	Jul 6, 2018
Instrument	3991
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	BESTITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2411 COUNTY ROAD 47 WATERLOO OH 456889318, WATERLOO, OH 45688-9318

Mortgage

Document Number	3992
Date	Jul 13, 2018
Book Page	000950/000093
Instrument	3992

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lawrence County
County Subdivision	Symmes Township
Unified School District	Symmes Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,274 Land $8,890 Building $76,384	$243,640 Land $25,400 Building $218,240
2024	$1,809.00 (-0.71%)
2023	$1,822.00 (+0.11%) Homeowner's exemption	$67,620 (-) Land $6,510 Building $61,110
2022	$1,820.00 Homeowner's exemption	$67,620 Land $6,510 Building $61,110	$193,190 Land $18,600 Building $174,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2411 Co Rd 47 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (2000–2017)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Mar 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2411 Co Rd 47 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 97.6% of Ohio
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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