2048 Co Rd 47, Waterloo, OH 45688 Property Records

Lawrence County property record for 2048 Co Rd 47, Waterloo, OH 45688

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,695 sqft · built 2008
Lot Size	223 acres (9,717,365 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Jul 2021)
Tax Bill	$2,693 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-018-0400.000`

Property Details

APN / Parcel Number

Primary APN	`20-018-0400.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	2,339 sqft
1st Floor Area	1,695 sqft

Exterior

Year Built	Built 2008
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,717,365 sqft (223 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	432 sqft
Shed	1 Shed
Shed Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2048 COUNTY ROAD 47
City	WATERLOO
State	OH
Zip	45688-9317
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	17-5-21 28 W. 3/4 SW 129.00ACS. W 1/2NW PT 223.08AC
Legal Subdivision	SYMMES VALLEY
Jurisdiction	LAWRENCE OH
Township / Civil Division	SYMMES
Census Block Group	1
Census Block	1029
Census Tract	50600

Owner

2048 Co Rd 47, a rural home, is owned and occupied by an individual who bought it in July 2021.

Source: Lawrence County records, as of May 3, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2048 COUNTY ROAD 47, WATERLOO, OH 45688-9317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Fiduciary Deed, Transfer FARM CREDIT MID AMERICA FLCA
Jan 27, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Jan 27, 2017 · Amount on File
Deed Document Number	0000004773
Deed Book / Page	1095 / 543
Record Updated	Jun 7, 2026

July 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LAWRENCE OH
Recording Date	Jul 29, 2021
Property Address	2048 COUNTY ROAD 47, WATERLOO, OH 45688-9317
Document Number	0000004773
Book / Page	1095 / 543
Instrument Date	Jul 14, 2021
Instrument	2021-00004773
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 COUNTY ROAD 47, WATERLOO, OH 45688-9317

Mortgage

Document Number	0000004774
Date	Jul 29, 2021
Instrument	2021-00004774

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAWRENCE OH
Recording Date	Jan 27, 2017
Property Address	2048 COUNTY ROAD 47, WATERLOO, OH 45688-9317
Document Number	0000000496
Book / Page	000884 / 000224
Instrument Date	Jan 25, 2017
Instrument	496
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lawrence County
County Subdivision	Symmes Township
Unified School District	Symmes Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,693.00 (+0.07%) Homeowner's exemption	$163,390 (-) Land $90,880 Building $72,510
2022	$2,691.00 Homeowner's exemption	$163,390 Land $90,880 Building $72,510	$466,820 Land $259,660 Building $207,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2048 Co Rd 47 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (2000–2017)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Mar 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2048 Co Rd 47 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 98.4% of Ohio
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 47

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