2407 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2407 E 13th St, Chattanooga, TN 37404 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,292 sqft · built 1925
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Oct 2022)
Tax Bill	$507 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`156C B 019`

Property Details

APN / Parcel Number

Primary APN	`156C B 019`
Alternative APN	`0000090446`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1943
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000090446
Street Address	2407 E 13TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 18 WATKINS ADDN PB3 PG4
Legal Subdivision	WATKINS ADDN
Legal Block	18
Legal Lot Number	7
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2022
Census Tract	1300

Owner

Source: Hamilton County records · APN 156C B 019

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2407 E 13TH ST, CHATTANOOGA, TN 37404-4611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Warranty Deed, Transfer · Conventional Mortgage PINNCACLE BANK
Dec 03, 2020	Deed of Trust, Mortgage RELIANT BK
May 20, 2020	Warranty Deed, Construction Loan · Construction Mortgage OTHER INSTITUTIONAL LENDERS
Mar 13, 2018	Grant Deed, Mortgage · Line of Credit SCENIC CMNTY CU
Jul 13, 2017	Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2022 · Amount on Record
Deed Sale	Oct 10, 2022 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	2022101000086
Deed Book / Page	13112 / 658
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 10, 2022
Property Address	2407 E 13TH ST, CHATTANOOGA, TN 37404-4611
Document Number	0000000086
Book / Page	13112 / 658
Map Reference	MB 3 PG 4
Instrument Date	Oct 07, 2022
Instrument	2022101000086
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2407 E 13TH ST, CHATTANOOGA, TN 37404-4611

Mortgage

Document Number	0131120660
Date	Oct 10, 2022
Instrument	13112-0660

Lender

Name	PINNCACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2029
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2407 E 13TH ST, CHATTANOOGA, TN 37404-4611
Document Number	1207000360
Instrument Date	Dec 03, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 WOODHILL DR CHATTANOOGA TN 374052426, CHATTANOOGA, TN 37405-2426

Mortgage

Document Number	1207000360
Date	Dec 07, 2020
Book Page	012262/000544
Instrument	201207000360

Lender

Name	RELIANT BK
Type	Bank
Address	CHATTANOOGA, TN 37450

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 06, 2025

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 20, 2020
Property Address	2407 E 13TH ST, CHATTANOOGA, TN 37404-4611
Document Number	0520000091
Book / Page	012007 / 000710
Instrument Date	May 15, 2020
Instrument	200520000091
Transaction Type	Construction Loan
Record Updated	Jul 17, 2020
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 WOODHILL DR CHATTANOOGA TN 374052426, CHATTANOOGA, TN 37405-2426

Mortgage

Document Number	520000092
Date	May 20, 2020
Book Page	012007/000713
Instrument	200520000092

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	GOLDEN, CO 80401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 19, 2021

March 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 13, 2018
Property Address	2407 E 13TH ST, CHATTANOOGA, TN 37404-4611
Book / Page	011292 / 000055
Instrument Date	Mar 09, 2018
Instrument	150
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	FOUNDATION TITLE AND ESCROW SERI

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6404 KNIGHTSBRIDGE RD HIXSON TN 373432579, HIXSON, TN 37343-2579

Mortgage

Document Number	0000000150
Date	Mar 13, 2018
Book Page	011292/000055
Instrument	150

Lender

Name	SCENIC CMNTY CU
Address	4503 HIXSON PIKE, HIXSON, TN 37343-5035

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 12, 2023

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2407 E 13TH ST, CHATTANOOGA, TN 37404-4611
Document Number	0000000047
Book / Page	011107 / 000677
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 09, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6404 KNIGHTSBRIDGE RD HIXSON TN 373432579, HIXSON, TN 37343-2579

Mortgage

Document Number	0000000047
Date	Jul 21, 2017
Book Page	011107/000677
Instrument	47

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 20, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$507.00 (-27.47%)	$33,475 (+7.12%)	$133,900 (+7.12%) Land $50,000 Building $83,900
2024	$699.00	$31,250 (-)	$125,000 (-) Land $20,000 Building $105,000
2023	$699.00	$31,250	$125,000 Land $20,000 Building $105,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E 13th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures