241 W 8th St, Covington, KY 41011 Property Records

Kenton County property record for 241 W 8th St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,294 sqft · built 1904
Lot Size	0.078 acres (3,397 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Aug 2023)
Tax Bill	$6,227 (2025)
Deeds & Mortgages	Aug 2023 Sale May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-21-12-006.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-12-006.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,294 sqft Finished Area
Gross Area	2,538 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	3,397 sqft (0.078 acres)
Lot Dimensions	102 ft deep x 33.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	241 W 8TH ST
City	COVINGTON
State	KY
Zip	41011-1365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POWELL O R ESTATE PLAT 3 PT LOT 11 33.25'X 102'
Legal Subdivision	POWELL O R ESTATE
Legal Phase	3
Legal Lot Number	11
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1016
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

241 W 8th St is owned and occupied by two individuals who bought it in August 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	241 W 8TH ST, COVINGTON, KY 41011-1365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY
May 26, 2023	Intrafamily Transfer, Transfer
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Prior Sale	May 26, 2023 · Amount on File
Deed Document Number	20233
Deed Book / Page	242 / 517
Prior Transfer Date	Oct 7, 2022
Prior Transfer Doc	0005900015
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 21, 2023
Property Address	241 W 8TH ST, COVINGTON, KY 41011-1365
Document Number	0005900003
Book / Page	KC 242 / 517
Instrument Date	Aug 4, 2023
Instrument	23082105900003
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10602 STARGATE LN, CINCINNATI, OH 45240-3530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10402 STARGATE LANE, CINCINNATI, OH 45240

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	May 26, 2023
Property Address	241 W 8TH ST, COVINGTON, KY 41011-1365
Document Number	0005900015
Book / Page	KC 228 / 427
Instrument Date	Oct 7, 2022
Instrument	23052605900015
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	241 W 8TH ST, COVINGTON, KY 41011-1365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 W 8TH ST, COVINGTON, KY 41011-1365

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 21, 2022
Property Address	241 W 8TH ST, COVINGTON, KY 41011-1365
Document Number	0005900036
Book / Page	172 / 261
Instrument Date	Jun 16, 2022
Instrument	22062105900036
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 WEST ST RIVERCENTER BLVD512, 50, COVINGTON, KY 41016-1686

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	241 W 8TH ST, COVINGTON, KY 41011-1365

Mortgage

Document Number	0005900037
Date	Jun 21, 2022
Book Page	381/586
Instrument	22062105900037

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 241 W 8th St was $6,227.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,000 (-) Land $10,000 Building $460,000	$470,000 (-) Land $10,000 Building $460,000
2025	$6,227.00	$470,000 Land $10,000 Building $460,000	$470,000 Land $10,000 Building $460,000
2023	$5,527.00 (+78.81%)	$415,000 (+51.18%) Land $10,000 Building $405,000	$415,000 (+51.18%) Land $10,000 Building $405,000
2022	$3,091.00 Homeowner's exemption	$274,500 Land $10,000 Building $264,500	$274,500 Land $10,000 Building $264,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 241 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 W 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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