102 W 8th St, Covington, KY 41011 Property Records

Kenton County property record for 102 W 8th St, Covington, KY 41011

Property Summary

Property Type	Parking Lot
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on File
Last Sale	$3,450,000 (Mar 2020)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	May 2026 Construction Loan Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-23-02-001.01`

Property Details

APN / Parcel Number

Primary APN	`054-23-02-001.01`

Exterior

Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Street Address	102 W 8TH ST
City	COVINGTON
State	KY
Zip	41011
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Legal Description	FOOTES ADDN LOT 155 & PT 152-153-154 & 7 0.37 ACS SWC WASHINGTON ST & W 8TH ST PLUS 0.18 ACS M,L R,W CLOSURE
Legal Subdivision	FOOTES ADDN
Legal Phase	T71ST
Legal Lot Number	155,152
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1007
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Downtown Commercial Historic District listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

102 W 8th St, a commercial property, is owned by a company that bought it in March 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	419 GREENUP ST, COVINGTON, KY 41011-2519
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Construction Mortgage GENERAL ELECTRIC CREDIT UNION
Apr 7, 2020	Correction Deed, Transfer ATTORNEY ONLY
Mar 16, 2020	Grant Deed, Transfer · Line of Credit GENERAL ELECTRIC CU
Feb 13, 2020	Loan Modification, Mortgage GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on File
Deed Sale	Mar 16, 2020 · Amount on File
Prior Sale	Jan 12, 1998 · Amount on File
Deed Document Number	20205900128
Deed Book / Page	11 / 943
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000000231
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	May 11, 2026
Property Address	102 W 8TH ST, COVINGTON, KY 41011
Document Number	0000009666
Book / Page	428 / 669
Instrument Date	Apr 4, 2026
Instrument	20269666
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	419 GREENUP ST, COVINGTON, KY 41011-2519

Mortgage

Document Number	0000009666,
Date	May 11, 2026
Book Page	428/669
Instrument	20269666

Lender

Name	GENERAL ELECTRIC CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Feb 28, 2027

Interest

Rate	6%
Max Rate	-1%

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	KENTON KY
Recording Date	Apr 7, 2020
Property Address	102 W 8TH ST, COVINGTON, KY 41011
Document Number	0000000231
Book / Page	000015 / 000912
Instrument Date	Feb 21, 2020
Instrument	231
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 RIVERSIDE PL #201 COVINGTON KY 410115703, 201, COVINGTON, KY 41011-5703

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 16, 2020
Property Address	102 W 8TH ST, COVINGTON, KY 41011
Document Number	0000000128
Book / Page	000011 / 000943
Instrument Date	Feb 21, 2020
Instrument	128
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	OUR TITLE COMPANY, OUR TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 RIVERSIDE PL #201 COVINGTON KY 410115703, 201, COVINGTON, KY 41011-5703

Mortgage

Document Number	129
Date	Mar 16, 2020
Book Page	000020/000140
Instrument	129

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	11370 REED HARTMAN HWY, BLUE ASH, OH 45241-2430

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	102 W 8TH ST, COVINGTON, KY 41011
Document Number	0000290465
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 RIVERSIDE PL COVINGTON KY 410115700, COVINGTON, KY 41011-5700

Mortgage

Document Number	0000290465
Date	Apr 7, 2020
Book Page	000029/000465

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	11370 REED HARTMAN HWY, BLUE ASH, OH 45241-2430

Agreement

Amount	Amount on Record
Term	84 Months
Due	Apr 6, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 102 W 8th St was $3,312.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-) Land $166,500 Building $83,500	$250,000 (-) Land $166,500 Building $83,500
2025	$3,312.00	$250,000 Land $166,500 Building $83,500	$250,000 Land $166,500 Building $83,500
2023	$3,330.00	$250,000 Land $166,500 Building $83,500	$250,000 Land $166,500 Building $83,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 W 8th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1978–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 W 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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