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241 SW Gardner Ter, Lake City, FL 32024 Property Records

Columbia County property record for 241 SW Gardner Ter, Lake City, FL 32024 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage2,644 sqft Living Area
Lot Size24,829 sqft (0.57 acres)
OccupancyOwner Occupied
Last Sale$285,000 (2019)
Tax Bill$3,909.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-4S-16-03113-161
Alternative APN
  • R03113161

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,644 sqft Living Area
Gross Area4,506 sqft Gross Area
1st Floor2,644 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area24,829 sqft (0.57 acres)
Garage TypeAttached Garage
Garage Area360 sqft Garage
Pool Area562 sqft Pool
TopographyRolling Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address241 SW GARDNER TER
CityLAKE CITY
StateFL
Zip32024-6306
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 31 BLOCK C WISE ESTATE S/D
Legal Range16E
Legal Township04S
Legal Section24
Legal SubdivisionWISE ESTATE S/D
Legal BlockC
Legal Lot Number31
JurisdictionCOLUMBIA FL
Minor Civil DivisionLAKE CITY
Census Blockgroup2
Census Block2021
Census Tract110604

Owner

Source: Columbia County records · APN 24-4S-16-03113-161

Assessment roll updated January 7, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals Owners
Mailing Address241 SW GARDNER TER, LAKE CITY, FL 32024-6306
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL BANK
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK
Apr 17, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Apr 17, 2019
  • Deed Sale Price on Apr 17, 2019
  • Prior Sale Amount on Feb 18, 2015
Deed Doc Number20199084
Deed Book / Page1382 / 2232
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA FL
Property Address241 SW GARDNER TER, LAKE CITY, FL 32024-6306
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address241 SW GARDNER TER, LAKE CITY, FL 32024-6306

Mortgage

Document Number0015580117
DateJan 12, 2026
Book Page1558/117
Instrument202612000545
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLAKE CITY, FL 32055
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA FL
Property Address241 SW GARDNER TER, LAKE CITY, FL 32024-6306
Transaction TypeMortgage
Record UpdatedOct 07, 2022
Title CompanyABSTRACT TRUST TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014131224
DateJun 15, 2020
Book Page1413/1224
Instrument202012010494
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLAKE CITY, FL 32055
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLUMBIA FL
Recording DateApr 17, 2019
Property Address241 SW GARDNER TER, LAKE CITY, FL 32024-6306
Document Number0013822232
Book / Page1382 / 2232
Map ReferenceMB 7 PG 164-167
Instrument DateApr 17, 2019
Instrument201912009084
Transaction TypeTransfer
Record UpdatedOct 07, 2022
Title CompanyABSTRACT TRUST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address241 SW GARDNER TER, LAKE CITY, FL 32024-6306

Mortgage

Document Number201912009085
DateApr 17, 2019
Instrument201912009085
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated January 7, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyColumbia County
Unified School DistrictColumbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$301,831 (+3%)$424,907 (-1.33%) Land $35,000 Building $389,907
2025$3,909.00 (+2.98%) Homeowner's exemption$293,040 (+5.99%)$430,649 (+12.93%) Land $35,000 Building $395,649
2024$3,796.00 (+2.65%)
2023$3,698.00 (+2.75%) Homeowner's exemption$276,486 (+3%)$381,334 (+14.56%) Land $28,000 Building $353,334
2022$3,599.00 Homeowner's exemption$268,433$332,880 Land $22,000 Building $310,880

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