Columbia County property record for 166 SW Gardner Ter, Lake City, FL 32024 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,534 sqft Living Area |
| Lot Size | 30,056 sqft (0.69 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2010) |
| Tax Bill | $1,885.00 (2024) |
| Primary APN | 24-4S-16-03113-124 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,534 sqft Living Area |
| Gross Area | 2,294 sqft Gross Area |
| 1st Floor | 1,534 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Pool Area | 336 sqft Pool |
| Shed | 1 Shed |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 166 SW GARDNER TER |
|---|---|
| City | LAKE CITY |
| State | FL |
| Zip | 32024-6303 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK B WISE ESTATE S/D. |
| Legal Range | 16E |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | WISE ESTATE S/D |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | COLUMBIA FL |
| Minor Civil Division | LAKE CITY |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 110604 |
Source: Columbia County records · APN 24-4S-16-03113-124
Assessment roll updated January 7, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Owner on File |
|---|---|
| Mailing Address | 166 SW GARDNER TER, LAKE CITY, FL 32024-6303 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 201012189 |
| Deed Book / Page | 1198 / 2085 |
| Last Transfer Date | Oct 09, 2015 |
| Transfer Doc | 0013031265 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA FL |
| Property Address | 166 SW GARDNER TER, LAKE CITY, FL 32024-6303 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 166 SW GARDNER TER, LAKE CITY, FL 32024-6303 |
| Document Number | 0015611390 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 1561/1390 |
| Instrument | 202612004172 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA FL |
| Property Address | 166 SW GARDNER TER, LAKE CITY, FL 32024-6303 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0014392253 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 1439/2253 |
| Instrument | 202112011823 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA FL |
| Property Address | 166 SW GARDNER TER, LAKE CITY, FL 32024-6303 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 166 SW GARDNER TER, LAKE CITY, FL 32024-6303 |
| Document Number | 0014850569 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | 1485/569 |
| Instrument | 202312003147 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 364 Months |
| Due | Jun 01, 2053 |
Source: Columbia County records · Assessment roll updated January 7, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Columbia County |
| Unified School District | Columbia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,361 (+3%) | $242,019 (-1.31%) Land $35,000 Building $207,019 | |
| 2025 | $148,894 (+7.07%) | $245,227 (+13.84%) Land $35,000 Building $210,227 | |
| 2024 | $1,885.00 (+2.95%) | ||
| 2023 | $1,831.00 (+3.39%) Homeowner's exemption | $139,068 (+3%) | $215,410 (+15%) Land $28,000 Building $187,410 |
| 2022 | $1,771.00 Homeowner's exemption | $135,017 | $187,313 Land $22,000 Building $165,313 |
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