Union County property record for 241 Smith St, Wingate, NC 28174
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,661 sqft · built 1977 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $1,946 (2025) |
| Deeds & Mortgages | Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-242-066 |
| Primary APN | 02-242-066 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,661 sqft Living Area |
| Gross Area | 1,499 sqft |
| 1st Floor Area | 1,127 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,987 sqft (0.367 acres) |
| Porch | Slab |
| Porch Area | 174 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 241 SMITH ST |
|---|---|
| City | WINGATE |
| State | NC |
| Zip | 28174-9620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 WINGA |
| Legal Description | B-23 COLLEGE PARK 241 SMITH ST |
| Legal Subdivision | COLLEGE PARK |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 20701 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | PO BOX 543, WINGATE, NC 28174-0543 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 241 SMITH ST, WINGATE, NC 28174-9620 |
| Document Number | 7586573 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 241 SMITH ST WINGATE NC 281749620, WINGATE, NC 28174-9620 |
| Document Number | 7586573 |
|---|---|
| Date | Feb 17, 2020 |
| Book Page | 007586/000573 |
| Instrument | 5175 |
| Name | TRUIST BK |
|---|---|
| Address | DURHAM, NC 27701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2050 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wingate Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,400 (-) Land $64,100 Building $193,300 | $257,400 (-) Land $64,100 Building $193,300 | |
| 2025 | $1,946.00 (+15.9%) | $257,400 (+52.49%) Land $64,100 Building $193,300 | $257,400 (+52.49%) Land $64,100 Building $193,300 |
| 2023 | $1,679.00 | $168,800 Land $34,300 Building $134,500 | $168,800 Land $34,300 Building $134,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030 |
|---|---|
| Water Source | Purchased surface water from UNION COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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