Union County property record for 234 Smith St, Wingate, NC 28174
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,064 sqft · built 2017 |
| Lot Size | 0.419 acres (18,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $224,500 (Apr 2020) |
| Tax Bill | $3,060 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Apr 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-242-054 |
| Primary APN | 02-242-054 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 18,252 sqft (0.419 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 234 SMITH ST |
|---|---|
| City | WINGATE |
| State | NC |
| Zip | 28174-9620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 WINGA |
| Legal Description | #21 BLK A COLLEGE PK PB4 PG113 |
| Legal Subdivision | COLLEGE PARK |
| Legal Block | A |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 20701 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 506 BOYTE ST, MONROE, NC 28110-3216 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK |
| Apr 27, 2017 | Loan Modification, Mortgage FIRST NAT'L BK/PA |
| Apr 28, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2020 · Amount on Record |
| Deed Sale | Apr 27, 2020 · Amount on Record |
| Prior Sale | Apr 28, 2017 · Amount on Record |
| Deed Document Number | 202014067 |
| Deed Book / Page | 7648 / 724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 27, 2020 |
| Property Address | 234 SMITH ST, WINGATE, NC 28174-9620 |
| Document Number | 0007648724 |
| Book / Page | 7648 / 724 |
| Map Reference | MB 4 PG 113 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 14067 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4389 INDIAN TRAIL FAIRVIEW RD, 4389, INDIAN TRAIL, NC 28079-9639 |
| Name | Verified Name |
|---|---|
| Address | 506 BOYLEB STREET, MONROE, NC 28110 |
| Document Number | 0000014068 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 14068 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 234 SMITH ST, WINGATE, NC 28174-9620 |
| Document Number | 6921879 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Number | 6921879 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 006921/000879 |
| Instrument | 11695 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | 1005 HIGH HOUSE RD, CARY, NC 27513-3586 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 28, 2017 |
| Property Address | 234 SMITH ST, WINGATE, NC 28174-9620 |
| Document Number | 6921877 |
| Book / Page | 006921 / 000877 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 11694 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4389 INDIAN TRAIL FAIRVIEW RD INDIAN TRAIL NC 280799639, INDIAN TRAIL, NC 28079-9639 |
| Investor | Possibly a Property Investor |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wingate Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,800 (-) Land $64,300 Building $340,500 | $404,800 (-) Land $64,300 Building $340,500 | |
| 2025 | $3,060.00 (+16.26%) | $404,800 (+52.99%) Land $64,300 Building $340,500 | $404,800 (+52.99%) Land $64,300 Building $340,500 |
| 2023 | $2,632.00 | $264,600 Land $34,500 Building $230,100 | $264,600 Land $34,500 Building $230,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030 |
|---|---|
| Water Source | Purchased surface water from UNION COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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