Campbell County property record for 241 Ridgepointe Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2,970 sqft · built 2003 |
| Lot Size | 0.29 acres (12,638 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (May 2018) |
| Tax Bill | $5,039 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-029.45 |
| Primary APN | 999-99-19-029.45 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,970 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,638 sqft (0.29 acres) |
| Lot Dimensions | 178 ft deep x 71 ft wide |
| Terrain | Combination |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 241 RIDGEPOINTE DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 109 SEC 8 GLENRIDGE SUBD |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 8 |
| Legal Lot Number | 109 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
Source: Campbell County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 241 RIDGEPOINTE DR, COLD SPRING, KY 41076-8714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| May 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2018 · Amount on Record |
| Deed Sale | May 7, 2018 · Amount on Record |
| Prior Sale | Oct 17, 2003 · Amount on Record |
| Deed Document Number | 20185073290 |
| Deed Book / Page | 329 / 223 |
| Prior Transfer Date | Dec 4, 2009 |
| Prior Transfer Doc | 0001900140 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 241 RIDGEPOINTE DR, COLD SPRING, KY 41076-8714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HIGH STREET TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0005117886 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | M1017/486 |
| Instrument | 5117886 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 7, 2018 |
| Property Address | 241 RIDGEPOINTE DR, COLD SPRING, KY 41076-8714 |
| Document Number | 0005073290 |
| Book / Page | 000329 / 000223 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 5073290 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 241 RIDGEPOINTE DR COLD SPRING KY 410768714, COLD SPRING, KY 41076-8714 |
| Document Number | 5073291 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 000956/000105 |
| Instrument | 5073291 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2048 |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,039.00 (+1%) | $415,800 (-) Land $50,000 Building $365,800 | $415,800 (-) Land $50,000 Building $365,800 |
| 2023 | $4,989.00 (+6.44%) | $415,800 (+10.88%) Land $50,000 Building $365,800 | $415,800 (+10.88%) Land $50,000 Building $365,800 |
| 2022 | $4,687.00 | $375,000 Land $31,500 Building $343,500 | $375,000 Land $31,500 Building $343,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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