Campbell County property record for 240 Ridgepointe Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 1,728 sqft · built 2003 |
| Lot Size | 0.29 acres (12,533 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $293,200 (Oct 2018) |
| Tax Bill | $3,593 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-029.30 |
| Primary APN | 999-99-19-029.30 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,533 sqft (0.29 acres) |
| Lot Dimensions | 151 ft deep x 83 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 240 RIDGEPOINTE DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 147 SEC 8 GLENRIDGE SUBD |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 8 |
| Legal Lot Number | 147 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
Source: Campbell County records · APN 999-99-19-029.30
Assessment roll updated March 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 240 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Jul 25, 2022 | Intrafamily Transfer, Transfer |
| Oct 01, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2018 · Amount on Record |
| Deed Sale | Oct 01, 2018 · Amount on Record |
| Prior Sale | Mar 27, 2003 · Amount on Record |
| Deed Document Number | 20185081517 |
| Deed Book / Page | 331 / 267 |
| Prior Transfer Date | Jul 01, 2005 |
| Prior Transfer Doc | 0001900246 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 240 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005095561 |
|---|---|
| Date | Aug 08, 2019 |
| Book Page | M982/236 |
| Instrument | 5095561 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Oct 01, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 25, 2022 |
| Property Address | 240 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Document Number | 0005156809 |
| Book / Page | D355 / 185 |
| Map Reference | CAB 2&292A |
| Instrument Date | Jul 15, 2022 |
| Instrument | 5156809 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 RIDGEPOINTE DR, 240, COLD SPRING, KY 41076-8540 |
| Name | Verified Name |
|---|---|
| Address | 240 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Oct 01, 2018 |
| Property Address | 240 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Document Number | 0005081517 |
| Book / Page | D331 / 267 |
| Map Reference | CAB 2 SL 292A |
| Instrument Date | Sep 21, 2018 |
| Instrument | 5081517 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 RIDGEPOINTE DR, 240, COLD SPRING, KY 41076-8540 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Number | 0005081518 |
|---|---|
| Date | Oct 01, 2018 |
| Instrument | 5081518 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,593.00 (+0.06%) Homeowner's exemption | $345,600 (-) Land $50,000 Building $295,600 | $345,600 (-) Land $50,000 Building $295,600 |
| 2023 | $3,591.00 (+13.71%) Homeowner's exemption | $345,600 (+17.87%) Land $50,000 Building $295,600 | $345,600 (+17.87%) Land $50,000 Building $295,600 |
| 2022 | $3,158.00 Homeowner's exemption | $293,200 Land $31,500 Building $261,700 | $293,200 Land $31,500 Building $261,700 |
Source: FEMA National Flood Hazard Layer as of August 24, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 149 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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