241 Pine Lakes Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 241 Pine Lakes Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,660 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,900 (Jan 2021)
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Jan 2021 Sale Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0022K077`

Property Details

APN / Parcel Number

Primary APN	`0022K077`
Alternative APN	`29786`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,660 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Area	495 sqft
Porch	Patio
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29786
Street Address	241 PINE LAKES DR
City	RINGGOLD
State	GA
Zip	30736-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 77 PINE LAKES PHASE 2
Legal Subdivision	PINE LAKES PHASE 2
Legal Phase	2
Legal Lot Number	77
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1004
Census Tract	30404

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	241 PINE LAKES DR, RINGGOLD, GA 30736-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Subdivision Related Transfer CHOICE TITLE
Jan 21, 2021	Warranty Deed, Subdivision Related Transfer CHOICE TITLE
Aug 19, 2020	Warranty Deed, Construction Loan · Line of Credit SMARTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	2021129
Deed Book / Page	2108 / 304
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 21, 2021
Property Address	241 PINE LAKES DR, RINGGOLD, GA 30736-1705
Document Number	0021080324
Book / Page	002108 / 000324
Instrument Date	Jan 13, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 1, 2021
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	241 PINE LAKES DR RINGGOLD GA 307361705, RINGGOLD, GA 30736-1705

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 21, 2021
Property Address	241 PINE LAKES DR, RINGGOLD, GA 30736-1705
Document Number	0021080304
Book / Page	002108 / 000304
Instrument Date	Jan 13, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 1, 2021
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	241 PINE LAKES DR RINGGOLD GA 307361705, RINGGOLD, GA 30736-1705

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 19, 2020
Property Address	241 PINE LAKES DR, RINGGOLD, GA 30736-1705
Document Number	0020730270
Book / Page	002073 / 000270
Instrument Date	Jul 30, 2020
Instrument	6623
Transaction Type	Construction Loan
Record Updated	Oct 14, 2020
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	241 PINE LAKES DR RINGGOLD GA 307361705, RINGGOLD, GA 30736-1705
Investor	Possibly a Property Investor

Mortgage

Document Number	20730273
Date	Aug 19, 2020
Book Page	002073/000273
Instrument	6624

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 18, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,034.00 (-76.39%) Homeowner's exemption Senior Citizen's exemption	$224,851 (+12.99%) Land $24,000 Building $200,851	$562,128 (+12.99%) Land $60,000 Building $502,128
2023	$4,380.00 (+25.32%) Homeowner's exemption Senior Citizen's exemption	$198,992 Land $24,000 Building $174,992	$497,481 Land $60,000 Building $437,481
2022	$3,495.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company, Xfinity.

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