240 Pine Lakes Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 240 Pine Lakes Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,778 sqft · built 2020
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Feb 2023)
Tax Bill	$4,442 (2025)
Deeds & Mortgages	Feb 2023 Sale Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0022K014`

Property Details

APN / Parcel Number

Primary APN	`0022K014`
Alternative APN	`29766`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,778 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Area	576 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29766
Street Address	240 PINE LAKES DR
City	RINGGOLD
State	GA
Zip	30736-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 14 PINE LAKES PHASE 2
Legal Subdivision	PINE LAKES PHASE 2
Legal Phase	2
Legal Lot Number	14
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1004
Census Tract	30404

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 PINE LAKES DR, RINGGOLD, GA 30736-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Warranty Deed, Transfer
Jan 12, 2021	Warranty Deed, Subdivision Related Transfer · Conventional with PMI REGIONS MTG
Aug 19, 2020	Warranty Deed, Construction Loan · Line of Credit SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Jan 8, 2021 · Amount on Record
Deed Document Number	0002264140
Deed Book / Page	2264 / 140
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 13, 2023
Property Address	240 PINE LAKES DR, RINGGOLD, GA 30736-1704
Document Number	0022640140
Book / Page	2264 / 140
Instrument Date	Feb 13, 2023
Instrument	2023-000271
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 PINE LAKES DR, RINGGOLD, GA 30736-1704

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 12, 2021
Property Address	240 PINE LAKES DR, RINGGOLD, GA 30736-1704
Document Number	0021060330
Book / Page	002106 / 000330
Instrument Date	Jan 8, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2021
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 PINE LAKES DR RINGGOLD GA 307361704, RINGGOLD, GA 30736-1704

Mortgage

Document Number	21060333
Date	Jan 12, 2021
Book Page	002106/000333

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 19, 2020
Property Address	240 PINE LAKES DR, RINGGOLD, GA 30736-1704
Document Number	0020730282
Book / Page	002073 / 000282
Instrument Date	Jul 30, 2020
Instrument	6626
Transaction Type	Construction Loan
Record Updated	Oct 14, 2020
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	240 PINE LAKES DR RINGGOLD GA 307361704, RINGGOLD, GA 30736-1704
Investor	Possibly a Property Investor

Mortgage

Document Number	20730285
Date	Aug 19, 2020
Book Page	002073/000285
Instrument	6626

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 18, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,442.00 (-5.83%) Homeowner's exemption	$241,523 (+14.62%) Land $24,000 Building $217,523	$603,807 (+14.62%) Land $60,000 Building $543,807
2023	$4,717.00 (+26.53%)	$210,714 Land $24,000 Building $186,714	$526,785 Land $60,000 Building $466,785
2022	$3,728.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company, Xfinity.

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