241 Overcup Loop, Summerville, SC 29486 Property Records

Berkeley County property record for 241 Overcup Loop, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	2,270 sqft · built 2013
Lot Size	0.15 acres (6,544 sqft)
Owner	Company Name on Record
Last Sale	$316,000 (Apr 2021)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`195-02-02-073`

Property Details

APN / Parcel Number

Primary APN	`195-02-02-073`
Alternative APN	`195-02-02-046`

Interior

Stories	2 Stories
Building Area	2,270 sqft Finished Area
Gross Area	2,994 sqft
1st Floor Area	1,400 sqft
2nd Floor Area	870 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,544 sqft (0.15 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	324 sqft

Location & Zoning

Street Address	241 OVERCUP LOOP
City	SUMMERVILLE
State	SC
Zip	29486-6969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 35LINDERA PRESERVE
Legal Subdivision	CANE BAY (LINDERA PRESERVE)
Legal Lot Number	35
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2069
Census Tract	20711

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Aug 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Apr 21, 2021	Warranty Deed, Transfer
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Dec 23, 2013 · Amount on Record
Deed Document Number	202118343
Deed Book / Page	3778 / 326
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	241 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02612/0098
Date	Nov 16, 2017
Book Page	2612/0098
Instrument	2017041542

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	241 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03947/0838
Date	Aug 27, 2021
Book Page	3947/838
Instrument	2021040848

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 21, 2021
Property Address	241 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Document Number	03778/0326
Book / Page	3778 / 326
Map Reference	MB P PG 306P-308P
Instrument Date	Apr 16, 2021
Instrument	2021018343
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$1,169.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	241 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Document Number	3294/0182
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	241 OVERCUP LOOP SUMMERVILLE SC 294866969, SUMMERVILLE, SC 29486-6969

Mortgage

Document Number	3294/0182
Date	Mar 9, 2020
Book Page	003294/000182
Instrument	8329

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,400 (+1,566.67%) Land $110,000 Building $277,400	$387,400 (-) Land $110,000 Building $277,400
2025	$5,788.00 (+1.08%)	$23,244 (-) Land $6,600 Building $16,644	$387,400 (-) Land $110,000 Building $277,400
2024	$5,726.00 (-4.82%)	$23,244 (+4.84%) Land $6,600 Building $16,644	$387,400 (+4.84%) Land $110,000 Building $277,400
2022	$6,016.00	$22,170 Land $4,800 Building $17,370	$369,500 Land $80,000 Building $289,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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