Berkeley County property record for 240 Overcup Loop, Summerville, SC 29486 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,670 sqft · built 2013 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Jun 2022) |
| Tax Bill | $1,832 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 195-02-02-082 |
| Primary APN | 195-02-02-082 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,670 sqft Finished Area |
| Gross Area | 3,240 sqft |
| 1st Floor Area | 1,172 sqft |
| 2nd Floor Area | 1,498 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Garage Area | 462 sqft |
| Porch | Patio |
| Porch Area | 158 sqft |
| Patio Area | 80 sqft |
| Street Address | 240 OVERCUP LOOP |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-6969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 66LINDERA PRESERVE |
| Legal Subdivision | CANE BAY (LINDERA PRESERVE) |
| Legal Lot Number | 66 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 20711 |
Source: Berkeley County records · APN 195-02-02-082
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 240 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 09, 2022 | Deed, Transfer · VA Mortgage MIDLAND MORTGAGE CORP |
| Sep 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Sep 05, 2018 | Grant Deed, Transfer · Conventional with PMI ONETRUST HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2022 · Amount on Record |
| Deed Sale | Jun 09, 2022 · Amount on Record |
| Prior Sale | Sep 05, 2018 · Amount on Record |
| Deed Document Number | 202223387 |
| Deed Book / Page | 4275 / 849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jun 09, 2022 |
| Property Address | 240 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 04275/0849 |
| Book / Page | 4275 / 849 |
| Map Reference | MB P PG 306-308 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022023387 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,131.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 240 OWNCUP LOOP, SUMMERVILLE, SC 29483 |
| Document Number | 2022023388 |
|---|---|
| Date | Jun 09, 2022 |
| Instrument | 2022023388 |
| Name | MIDLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 240 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03491/0325 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 3491/325 |
| Instrument | 2020034134 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 05, 2018 |
| Property Address | 240 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 2838/0459 |
| Book / Page | 002838 / 000459 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 30674 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | SOUTHEASTERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326.15 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 240 OVERCUP LOOP SUMMERVILLE SC 294866969, SUMMERVILLE, SC 29486-6969 |
| Document Number | 2838/0463 |
|---|---|
| Date | Sep 05, 2018 |
| Book Page | 002838/000463 |
| Instrument | 30675 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 04, 2048 |
Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,000 (+2,4%) Land $110,000 Building $312,000 | $422,000 (-) Land $110,000 Building $312,000 | |
| 2025 | $1,832.00 (+3.74%) | $16,880 (-) Land $4,400 Building $12,480 | $422,000 (-) Land $110,000 Building $312,000 |
| 2024 | $1,766.00 (+17.5%) Homeowner's exemption | $16,880 (-0.82%) Land $4,400 Building $12,480 | $422,000 (-0.82%) Land $110,000 Building $312,000 |
| 2022 | $1,503.00 Homeowner's exemption | $17,020 Land $4,000 Building $13,020 | $425,500 Land $100,000 Building $325,500 |
Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450150207112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 277 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 277 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024, other causes, Tropical Storm Debby |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Home Telephone Company, Inc. (SC) | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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