241 Howell Rd, Lake Lure, NC 28746 Property Records

Rutherford County property record for 241 Howell Rd, Lake Lure, NC 28746

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,038 sqft · built 1967
Lot Size1.54 acres (67,082 sqft)
OwnerIndividual Name on File
Last Sale$207,000 (Jul 2021)
Tax Bill$8 (2022)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0217059

Property Details

APN / Parcel Number

Primary APN0217059
Alternative APNs
  • 217059
  • 511

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,038 sqft Heated Area
FlooringWood
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1985
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area67,082 sqft (1.54 acres)
PorchPorch
Porch Area366 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Account Number511
Old Parcel Number0217059
Street Address241 HOWELL RD
CityLAKE LURE
StateNC
Zip28746-9109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGPIN:0653049282980000; RES BILLS CREEK ROAD
Legal SubdivisionTIMOTHY D TURNER 02 SURV
Legal Block1
Legal Lot Number20E
JurisdictionRUTHERFORD NC
Township / Civil DivisionCHIMNEY ROCK
Census Block Group1
Census Block1002
Census Tract960302

Owner

241 Howell Rd is owned and occupied by an individual who bought it in July 2021.

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address241 HOWELL RD, LAKE LURE, NC 28746-9109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2021 · Amount on File
Deed SaleJul 20, 2021 · Amount on File
Prior SaleJul 17, 2008 · Amount on File
Deed Document Number0020484983
Deed Book / Page2048 / 4983
Record UpdatedJun 7, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateJul 20, 2021
Property Address241 HOWELL RD, LAKE LURE, NC 28746-9109
Document Number0020484983
Book / Page2048 / 4983
Map ReferenceMB 964 PG 189
Instrument DateJul 20, 2021
Transaction TypeTransfer
Record UpdatedSep 14, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$414.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address560 RAPIDS RD, COLUMBIA, SC 29212-3027

Transferred To (Grantee/Buyer)

NameVerified Name
Address5604 BURCK DR NW, CONCORD, NC 28027-5320

Mortgage

Document Number0020484986
DateJul 20, 2021
Instrument2048/4986
Lender
NameBEVERLY-HANKS MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$226,800 Land $52,900 Building $173,900$226,800 Land $52,900 Building $173,900
2022$8.00 (-99.02%)
2021$813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 241 Howell Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims11 (2021–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Howell Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 80% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Vyve Broadband
Cable
1,000 / 50

May also be available: Pangaea Internet, Skyrunner, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howell Rd

Nearby Streets

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