Rutherford County property record for 185 Howell Rd, Lake Lure, NC 28746
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 1997 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,068 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1647973 |
| Primary APN | 1647973 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,612 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 40 sqft |
| Patio Area | 76 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 185 HOWELL RD |
|---|---|
| City | LAKE LURE |
| State | NC |
| Zip | 28746-8703 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PL:31-101 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960302 |
185 Howell Rd, a mobile home, is held in a trust since June 2016.
Source: Rutherford County records, as of August 29, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 185 HOWELL RD, LAKE LURE, NC 28746-8703 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 6, 2016 |
| Transfer Doc | 0011280174 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 185 Howell Rd was $1,068.
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,068.00 | $154,600 Land $40,000 Building $114,600 | $154,600 Land $40,000 Building $114,600 |
| 2023 | $154,600 Land $40,000 Building $114,600 | $154,600 Land $40,000 Building $114,600 | |
| 2022 | $540.00 | ||
| 2021 | $540.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Howell Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (2021–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Howell Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Pangaea Internet Fiber | 500 / 500 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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