241 Gaffney Rd, Oakham, MA 01068 Property Records

Worcester County and Oakham Town property record for 241 Gaffney Rd, Oakham, MA 01068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 868 sqft · built 1978
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$212,900 (Sep 2005)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Nov 2021 Refinance Apr 2017 Transfer
APN	`408-32`

Property Details

APN / Parcel Number

Primary APN	`408-32`
Alternative APN	`OAKH M:4080 B:0000 L:00320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	868 sqft Living Area
Gross Area	1,908 sqft
Basement Area	868 sqft
Finished Basement	868 sqft
Unfinished Basement	868 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	408-32
Street Address	241 GAFFNEY RD
City	OAKHAM
State	MA
Zip	01068-9762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	320
Jurisdiction	OAKHAM MA
Township / Civil Division	OAKHAM
Census Block Group	1
Census Block	1061
Census Tract	721101

Owner

241 Gaffney Rd is owned and occupied by an individual who bought it in September 2005.

Source: Worcester County and Oakham Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	241 GAFFNEY RD, OAKHAM, MA 01068-9762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COUNTRY BANK
Apr 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2005 · Amount on File
Deed Sale	Sep 16, 2005 · Amount on File
Prior Sale	Nov 27, 2002 · Amount on File
Deed Document Number	2005155522
Deed Book / Page	37322 / 137
Transfer Doc	56969-373
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKHAM MA
Property Address	241 GAFFNEY RD, OAKHAM, MA 01068-9762
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66550-71
Date	Nov 17, 2021
Book Page	66550/71
Instrument	161231

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKHAM MA
Recording Date	Apr 12, 2017
Property Address	241 GAFFNEY RD, OAKHAM, MA 01068-9762
Document Number	56969-373
Book / Page	056969 / 000373
Instrument Date	Jan 29, 2017
Instrument	36687
Transaction Type	Transfer
Record Updated	May 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 GAFFNEY RD OAKHAM MA 010689762, OAKHAM, MA 01068-9762

Tax Assessment & Valuation

The 2025 property tax bill for 241 Gaffney Rd was $3,010, up 6.2% from the year before.

Source: Worcester County and Oakham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oakham Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,010.00 (+6.17%)	$260,600 (+1.84%) Land $140,100 Building $120,500	$334,305 (+3.87%)
2024	$2,835.00 (+6.9%)	$255,900 (+11.65%) Land $137,400 Building $118,500	$321,860
2023	$2,652.00	$229,200 Land $120,500 Building $108,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 241 Gaffney Rd; there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Gaffney Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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