Worcester County and Oakham Town property record for 209 Gaffney Rd, Oakham, MA 01068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,112 sqft · built 1986 |
| Lot Size | 7.15 acres (311,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (May 2025) |
| Tax Bill | $5,259 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2025 Sale & Mortgage |
| APN | 408-31 |
| Primary APN | 408-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,112 sqft Living Area |
| Gross Area | 5,744 sqft |
| Basement Area | 1,544 sqft |
| Unfinished Basement | 1,544 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 311,454 sqft (7.15 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 408-31 |
|---|---|
| Street Address | 209 GAFFNEY RD |
| City | OAKHAM |
| State | MA |
| Zip | 01068-9762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 310 |
| Jurisdiction | OAKHAM MA |
| Township / Civil Division | OAKHAM |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 721101 |
Source: Worcester County and Oakham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 209 GAFFNEY RD, OAKHAM, MA 01068-9762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage FIRST FEDERAL BANK |
| May 13, 2025 | Quit Claim Deed, Transfer · VA Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on Record |
| Deed Sale | May 13, 2025 · Amount on Record |
| Deed Book / Page | 71980 / 96 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKHAM MA |
| Property Address | 209 GAFFNEY RD, OAKHAM, MA 01068-9762 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00073233-1 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 73233/1 |
| Instrument | 14034 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKHAM MA |
| Recording Date | May 13, 2025 |
| Property Address | 209 GAFFNEY RD, OAKHAM, MA 01068-9762 |
| Document Number | 0071980-96 |
| Book / Page | 71980 / 96 |
| Instrument Date | May 13, 2025 |
| Instrument | 37819 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 209 GAFFNEY RD, OAKHAM, MA 01068-9762 |
| Document Number | 0000037820 |
|---|---|
| Date | May 13, 2025 |
| Instrument | 37820 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Oakham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oakham Town |
| Unified School District | Quabbin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,259.00 (+6.07%) | $455,300 (+1.74%) Land $155,500 Building $299,800 | $685,045 (-8.69%) |
| 2024 | $4,958.00 (+5.13%) | $447,500 (+9.79%) Land $152,800 Building $294,700 | $750,215 |
| 2023 | $4,716.00 | $407,600 Land $135,900 Building $271,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2005) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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