241 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 241 E 5th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,044 sqft · built 1940
Lot Size0.155 acres (6,786 sqft)
OwnerIndividual Name on Record
Tax Bill$2,113 (2026)
Deeds & MortgagesJun 2021 Transfer
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.81-04-25

Property Details

APN / Parcel Number

Primary APN351200 128.81-04-25
Alternative APNs
  • 120012808100040250000000
  • 4399

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,044 sqft Living Area
1st Floor Area828 sqft
Upper Floors Area216 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,786 sqft (0.155 acres)
Lot Dimensions117 ft deep x 58 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area302 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4399
Street Address241 E 5TH ST
CityOSWEGO
StateNY
Zip13126-3204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal SubdivisionHAMILTONS GORE
Legal Block4
Legal Lot Number25.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3016
Census Tract21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address241 E 5TH ST, OSWEGO, NY 13126-3204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Intrafamily Transfer, Transfer
Apr 6, 2017Deed of Trust, Mortgage
OSWEGO CNTY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 11, 2021
Transfer Doc0000006967
Record UpdatedOct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSWEGO NY
Recording DateJun 18, 2021
Property Address241 E 5TH ST, OSWEGO, NY 13126-3204
Document Number0000006967
Instrument DateJun 11, 2021
InstrumentR-2021-006967
Transaction TypeTransfer
Record UpdatedJul 7, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address241 E 5TH ST, OSWEGO, NY 13126-3204

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address241 E 5TH ST, OSWEGO, NY 13126-3204
Document Number0000003396
Instrument DateApr 6, 2017
Transaction TypeMortgage
Record UpdatedJun 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address241 E 5TH ST OSWEGO NY 131263204, OSWEGO, NY 13126-3204

Mortgage

Document Number0000003396
DateApr 17, 2017
Instrument3396
Lender
NameOSWEGO CNTY FCU
TypeCredit Union
AddressOSWEGO, NY 13126
Agreement
AmountAmount Recorded
Term60 Months
DueApr 16, 2022

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,113.00 (-1.12%) Homeowner's exemption
2025$2,137.00$114,000 (+5%) Land $20,300 Building $93,700$114,000 (+24.5%) Land $20,300 Building $93,700
2023$76,000 Land $13,900 Building $62,100$91,566 Land $16,747 Building $74,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimApr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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