241 Commerce St, Cheswold, DE 19936 Property Records

Kent County property record for 241 Commerce St, Cheswold, DE 19936

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 2022
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Nov 2022)
Tax Bill	$1,490 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3-03-046.15-01-14.02-000`

Property Details

APN / Parcel Number

Primary APN	`3-03-046.15-01-14.02-000`
Alternative APNs	`111046` `117149`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	147 ft deep x 106 ft wide
View / Lot	Major Street/Thoroughfare

Location & Zoning

Account Number	117149
Street Address	241 COMMERCE ST
City	CHESWOLD
State	DE
Zip	19936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Description	SW CRNR MAIN ST & COMMERCE ST 5,056 SQ FT
Legal Subdivision	LANDS OF TIMOTHY DESHIELDS
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2001
Census Tract	41803

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 224, CHESWOLD, DE 19936-0224
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA
Apr 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	2022464356
Deed Book / Page	12253 / 257
Prior Transfer Date	Apr 16, 2021
Prior Transfer Doc	0000416246
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Nov 14, 2022
Property Address	241 COMMERCE ST, CHESWOLD, DE 19936
Document Number	0000464356
Book / Page	12253 / 257
Map Reference	MB 144 PG 67
Instrument Date	Nov 8, 2022
Instrument	2022-464356
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 WATCHGATE WAY, 318, TOWNSEND, DE 19734-2877

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 WHATCOAT DR APT 21, 21, DOVER, DE 19904-2741

Mortgage

Document Number	0000464357
Date	Nov 14, 2022
Instrument	2022-464357

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Nov 8, 2060

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT DE
Recording Date	Apr 26, 2021
Property Address	241 COMMERCE ST, CHESWOLD, DE 19936
Document Number	0000416246
Book / Page	11016 / 62
Instrument Date	Apr 16, 2021
Instrument	2021-416246
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Cheswold Town
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,490.00 (+5.82%)	$237,500 (-) Land $35,200 Building $202,300
2025	$1,408.00 (+86.24%)	$237,500 (+835.04%) Land $35,200 Building $202,300
2023	$756.00	$25,400 Land $3,000 Building $22,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2012–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRISON LAKE PUMP DISTRICT private · serves 17,148 people · EPA ID DE0000004
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commerce St

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