San Diego County property record for 241 Cerro St, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1974 |
| Square Footage | 2,285 sqft Living Area |
| Lot Size | 8,400 sqft (0.193 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $998,000 (2018) |
| Tax Bill | $12,916.00 (2025) |
Source: San Diego County records · APN 259-340-16-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 241 CERRO ST, ENCINITAS, CA 92024-4823 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Apr 27, 2018 | Grant Deed, Transfer CHICAGO TITLE COMPANY-SD |
| Nov 01, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Prior Sale | Oct 23, 2015 · Amount on Record |
| Deed Doc Number | 2018169529 |
| Prior Transfer Date | Dec 14, 2010 |
| Prior Transfer Doc | 0000701080 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 241 CERRO ST, ENCINITAS, CA 92024-4823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000312666 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019-0312666 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 241 CERRO ST, ENCINITAS, CA 92024-4823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000284442 |
|---|---|
| Date | Jun 04, 2020 |
| Instrument | 2020-0284442 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 27, 2018 |
| Property Address | 241 CERRO ST, ENCINITAS, CA 92024-4823 |
| Document Number | 0000169529 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 169529 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2018 |
| Title Company | CHICAGO TITLE COMPANY-SD |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,097.80 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 241 CERRO ST ENCINITAS CA 920244823, ENCINITAS, CA 92024-4823 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 241 CERRO ST, ENCINITAS, CA 92024-4823 |
| Document Number | 0000527431 |
| Instrument Date | Nov 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 241 CERRO ST ENCINITAS CA 920244823, ENCINITAS, CA 92024-4823 |
| Document Number | 0000527431 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 527431 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 12, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,158,258 (+2%) Land $928,466 Building $229,792 | |
| 2025 | $12,916.00 (+6.86%) | $1,135,548 (+4.04%) Land $910,261 Building $225,287 |
| 2023 | $12,087.00 (+2.29%) | $1,091,455 Land $874,915 Building $216,540 |
| 2022 | $11,816.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 259-340-16-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,285 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Mediterranean Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Tile Roof |
| Lot Area | 8,400 sqft (0.193 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 241 CERRO ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4823 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 95 TR 007286 |
| Legal Subdivision | EMERALD CLASSIC |
| Legal Tract | 007286 |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 17403 |
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