223 Cerro St, Encinitas, CA 92024 Property Records

San Diego County property record for 223 Cerro St, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,285 sqft · built 1974
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on File
Last Sale	$35,000 (Jul 2010)
Tax Bill	$7,669 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`259-340-19-00`

Property Details

APN / Parcel Number

Primary APN	`259-340-19-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,285 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	223 CERRO ST
City	ENCINITAS
State	CA
Zip	92024-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 98 TR 007286
Legal Subdivision	EMERALD CLASSIC
Legal Tract	007286
Legal Block	1
Legal Lot Number	98
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	17403

Owner

Source: San Diego County records · APN 259-340-19-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	223 CERRO ST, ENCINITAS, CA 92024-4823
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2010 · Amount on Record
Deed Sale	Jul 02, 2010 · Amount on Record
Prior Sale	Oct 12, 1999 · Amount on Record
Deed Document Number	2010336437
Last Transfer Date	Aug 03, 2016
Transfer Doc	0000396648
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	223 CERRO ST, ENCINITAS, CA 92024-4823
Transaction Type	Mortgage
Record Updated	Jul 01, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 CERRO ST, ENCINITAS, CA 92024-4823

Mortgage

Document Number	0000454264
Date	Jun 22, 2021
Instrument	2021-0454264

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$667,675 (+2%) Land $385,955 Building $281,720
2025	$7,669.00 (+7.42%) Homeowner's exemption	$654,585 (+4.04%) Land $378,388 Building $276,197
2023	$7,139.00 (+2.53%) Homeowner's exemption	$629,169 Land $363,696 Building $265,473
2022	$6,963.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730174031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.