Chesapeake City property record for 241 Cedar Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,937 sqft · built 1954 |
| Lot Size | 0.919 acres (40,032 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $349,000 (Jul 2020) |
| Tax Bill | $5,139 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2026 Second Mortgage + 2 more |
| APN | 0481008000110 |
| Primary APN | 0481008000110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,937 sqft Living Area |
| 1st Floor Area | 2,478 sqft |
| Flooring | Combination, Other |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 40,032 sqft (0.919 acres) |
| Lot Dimensions | 200 ft deep x 201 ft wide |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 774 sqft |
| Patio Area | 1,035 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 241 CEDAR RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | PARCEL A RESUB OF LTS 11A & 12A WEST WILSON HGTS |
| Legal Subdivision | WILSON HEIGHTS,SOUTH,HALL MANOR,MEADOW W |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21010 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 241 CEDAR RD, CHESAPEAKE, VA 23322-5511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LARKIN BANK |
| Feb 6, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 26, 2023 | Intrafamily Transfer, Transfer |
| Jul 8, 2020 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on Record |
| Deed Sale | Jul 8, 2020 · Amount on Record |
| Deed Document Number | 202022273 |
| Deed Book / Page | 10177 / 1406 |
| Last Transfer Date | Jul 25, 2023 |
| Transfer Doc | 10681/1596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 22, 2026 |
| Property Address | 241 CEDAR RD, CHESAPEAKE, VA 23322-5511 |
| Document Number | 0000024535 |
| Book / Page | 11025 / 298 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202624535 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Document Number | 0000024535, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 11025/298 |
| Instrument | 202624535 |
| Name | LARKIN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 4.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 241 CEDAR RD, CHESAPEAKE, VA 23322-5511 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010942/838 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | 10942/838 |
| Instrument | 260003040 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 26, 2023 |
| Property Address | 241 CEDAR RD, CHESAPEAKE, VA 23322-5511 |
| Document Number | 10681/1596 |
| Book / Page | 10681 / 1596 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 230015722 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 CEDAR RD, CHESAPEAKE, VA 23322-5511 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 8, 2020 |
| Property Address | 241 CEDAR RD, CHESAPEAKE, VA 23322-5511 |
| Document Number | 10177/1406 |
| Book / Page | 10177 / 1406 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 200022273 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLE ALLIANCE GREENBRIER LLC, TITLE ALLIANCE GREENBRIER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 CEDAR RD, CHESAPEAKE, VA 23322-5511 |
| Document Number | 200022274 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 200022274 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,400 (+6.8%) Land $190,000 Building $353,400 | $543,400 (+6.8%) Land $190,000 Building $353,400 | |
| 2025 | $5,139.00 (+6.62%) | $508,800 (+7.03%) Land $180,000 Building $328,800 | $508,800 (+7.03%) Land $180,000 Building $328,800 |
| 2024 | $4,820.00 (+23.24%) | ||
| 2023 | $475,400 (+4.6%) Land $175,000 Building $300,400 | $475,400 (+4.6%) Land $175,000 Building $300,400 | |
| 2022 | $454,500 Land $155,000 Building $299,500 | $454,500 Land $155,000 Building $299,500 | |
| 2019 | $3,911.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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