225 Cedar Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 225 Cedar Rd, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,523 sqft · built 1960
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Aug 2020)
Tax Bill$3,499 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jun 2007 Mortgage
+ 3 more
APN0481008000070

Property Details

APN / Parcel Number

Primary APN0481008000070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,523 sqft Living Area
1st Floor Area1,523 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions217 ft deep x 100 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area166 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address225 CEDAR RD
CityCHESAPEAKE
StateVA
Zip23322-5511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description7 WEST WILSON HTS SEC A
Legal SubdivisionWILSON HEIGHTS,SOUTH,HALL MANOR,MEADOW W
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2007
Census Tract21010

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address225 CEDAR RD, CHESAPEAKE, VA 23322-5511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALCOVA MORTGAGE LLC
Jun 22, 2007Deed of Trust, Mortgage · ARM
QUICKEN LOANS INC
Aug 25, 2020Warranty Deed, Transfer · VA Mortgage
TIDEWATER MORTGAGE SERVICES INC
Nov 20, 2018Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Aug 10, 2006Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2020 · Amount on Record
Deed SaleAug 25, 2020 · Amount on Record
Prior SaleNov 20, 2018 · Amount on Record
Deed Document Number202029609
Deed Book / Page10206 / 975
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address225 CEDAR RD, CHESAPEAKE, VA 23322-5511
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10020/1869
DateJun 11, 2019
Book Page10020/1869
Instrument190014139
Lender
NameALCOVA MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate

June 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address225 CEDAR RD, CHESAPEAKE, VA 23322-5511
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007131/419
DateJun 22, 2007
Book Page7131/419
Lender
NameQUICKEN LOANS INC
Agreement
TypeARM
AmountAmount Recorded
Term353 Months
DueNov 1, 2036
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2013

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 25, 2020
Property Address225 CEDAR RD, CHESAPEAKE, VA 23322-5511
Document Number10206/975
Book / Page10206 / 975
Instrument DateAug 14, 2020
Instrument200029609
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 CEDAR RD, CHESAPEAKE, VA 23322-5511

Mortgage

Document Number200029610
DateAug 25, 2020
Instrument200029610
Lender
NameTIDEWATER MORTGAGE SERVICES INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateNov 20, 2018
Property Address225 CEDAR RD, CHESAPEAKE, VA 23322-5511
Document Number9968/1777
Book / Page9968 / 1777
Instrument DateNov 16, 2018
Instrument180030429
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyBLUE HERON TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 CEDAR RD, CHESAPEAKE, VA 23322-5511

Mortgage

Document Number180030430
DateNov 20, 2018
Instrument180030430
Lender
NameALCOVA MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 10, 2006
Property Address225 CEDAR RD, CHESAPEAKE, VA 23322-5511
Document Number006683/203
Book / Page6683 / 203
Instrument DateAug 3, 2006
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,499.00 (+38.41%)$346,400 (+10.95%) Land $180,000 Building $166,400$346,400 (+10.95%) Land $180,000 Building $166,400
2023$312,200 (+4.77%) Land $160,000 Building $152,200$312,200 (+4.77%) Land $160,000 Building $152,200
2022$298,000 Land $140,000 Building $158,000$298,000 Land $140,000 Building $158,000
2019$2,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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