241 85th St, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 241 85th St, Holmes Beach, FL 34217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,448 sqft · built 1957
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (May 2025)
Tax Bill	$8,928 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`69399-0000-4`

Property Details

APN / Parcel Number

Primary APN	`69399-0000-4`
Alternative APN	`3416176939900004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,448 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	2,448 sqft
Basement Area	515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
View / Lot	Island
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Pool Area	312 sqft
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	241 85TH ST
City	HOLMES BEACH
State	FL
Zip	34217-1097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB_R-1
Legal Description	LOT 13 BLK 9 HOLMES BEACH THIRTY THIRD UNIT PI#69399.0000/4
Legal Range	16E
Legal Township	34S
Legal Section	17
Legal Subdivision	HOLMES BEACH 33RD UNIT
Legal Tract	06936100
Legal Block	9
Legal Lot Number	13
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3007
Census Tract	1801

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 HALF MILE RD, PLANT CITY, FL 33565-7387
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	May 13, 2016 · Amount on Record
Deed Document Number	202562090
Prior Transfer Date	Dec 28, 2006
Prior Transfer Doc	0021876060
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 16, 2025
Property Address	241 85TH ST, HOLMES BEACH, FL 34217-1097
Document Number	0041062090
Map Reference	MB 8 PG 108
Instrument Date	May 15, 2025
Instrument	202541062090
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 72ND ST, HOLMES BEACH, FL 34217-1105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 HALF MILE RD, PLANT CITY, FL 33565-7387

Mortgage

Document Number	0041062091
Date	May 16, 2025
Instrument	202541062091

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	SOFR Average 30-Day
Max Rate	11.6%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,614 (+11.91%) Land $654,500 Building $16,114	$670,614 (-0.2%) Land $654,500 Building $16,114
2025	$8,928.00 (+1.98%)	$599,252 (+5.99%)	$671,957 (-48.11%) Land $654,500 Building $17,457
2024	$8,755.00 (+0.86%)
2023	$8,680.00 (+2.27%) Homeowner's exemption	$565,401 (+3%)	$1,294,873 (+38.17%) Land $654,500 Building $640,373
2022	$8,487.00 Homeowner's exemption	$548,933	$937,156 Land $364,000 Building $573,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	599 units insured incl. 4 condo units
Nearby Flood Claims	581 (1999–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 27 claims Hurricane Helene, Oct 2024 · 526 claims Hurricane Idalia, Aug 2023 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20