231 85th St, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 231 85th St, Holmes Beach, FL 34217 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,266 sqft · built 1958
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,360,000 (Jul 2023)
Tax Bill	$10,389 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`69394-0000-5`

Property Details

APN / Parcel Number

Primary APN	`69394-0000-5`
Alternative APN	`3416176939400005`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,266 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	2,266 sqft
Basement Area	224 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1992
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
View / Lot	Island
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Pool Area	280 sqft
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	231 85TH ST
City	HOLMES BEACH
State	FL
Zip	34217-1097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 9 HOLMES BEACH THIRTY THIRD UNIT PI#69394.0000/5
Legal Range	16E
Legal Township	34S
Legal Section	17
Legal Subdivision	HOLMES BEACH 33RD UNIT
Legal Tract	06936100
Legal Block	9
Legal Lot Number	8
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3007
Census Tract	1801

Owner

Source: Manatee County records · APN 69394-0000-5

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 RUSTIC LN, LAKELAND, FL 33811-2314
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 03, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jan 22, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2023 · Amount on Record
Deed Sale	Jul 03, 2023 · Amount on Record
Prior Sale	Feb 08, 2002 · Amount on Record
Deed Document Number	202371225
Prior Transfer Date	Oct 02, 2015
Prior Transfer Doc	0025896860
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 03, 2023
Property Address	231 85TH ST, HOLMES BEACH, FL 34217-1097
Document Number	0041071225
Map Reference	MB 8 PG 108
Instrument Date	Jun 29, 2023
Instrument	202341071225
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 CALLE CHOLLA, PLACITAS, NM 87043-9311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 RUSTIC LN, LAKELAND, FL 33811-2314

Mortgage

Document Number	0041071226
Date	Jul 03, 2023
Instrument	202341071226

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 22, 2018
Property Address	231 85TH ST, HOLMES BEACH, FL 34217-1097
Document Number	0027106748
Book / Page	002710 / 006748
Instrument Date	Jan 18, 2018
Instrument	41006764
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,880.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 85TH ST HOLMES BEACH FL 342171097, HOLMES BEACH, FL 34217-1097

Mortgage

Document Number	27106750
Date	Jan 22, 2018
Book Page	002710/006750
Instrument	41006765

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,389.00 (-45.26%)	$654,711 (+16.5%) Land $654,500 Building $211	$654,711 (-47.91%) Land $654,500 Building $211
2024	$18,978.00 (+120.16%)
2023	$8,620.00 (+2.28%) Homeowner's exemption	$561,997 (+3%)	$1,256,820 (+41.48%) Land $654,500 Building $602,320
2022	$8,428.00 Homeowner's exemption	$545,628	$888,334 Land $364,000 Building $524,334

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810018013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 595 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	599 units insured 4 under condo master policies
Nearby Flood Claims	581 (1999–2025)
Most Recent Claim	Aug 2025, rainfall accumulation
Claims By Storm	Hurricane Milton, Oct 2024 · 27 claims Hurricane Helene, Oct 2024 · 526 claims Hurricane Idalia, Aug 2023 · 20 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 453 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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