2409 W 9th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2409 W 9th St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2 ba · 1,607 sqft · built 1896
Lot Size	0.163 acres (7,138 sqft)
Owner	Company Name on Record
Last Sale	$87,251 (Aug 2016)
Tax Bill	$2,566 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4050-01280`

Property Details

APN / Parcel Number

Primary APN	`010-4050-01280`
Alternative APN	`1085952`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,607 sqft Gross Area
1st Floor Area	838 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Duplex Single
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Lot Area	7,138 sqft (0.163 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	21 sqft
Deck Area	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1085952
Street Address	2409 W 9TH ST
City	DULUTH
State	MN
Zip	55806-3913
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 5 AND 6 SERIAL #
Legal Subdivision	SPALDINGS ADD DULUTH
Legal Block	6
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1016
Census Tract	2400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1720 W SUPERIOR ST, DULUTH, MN 55806-2137
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jan 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2016 · Amount on Record
Deed Sale	Aug 11, 2016 · Amount on Record
Deed Document Number	20161290790
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Aug 12, 2026
Property Address	2409 W 9TH ST, DULUTH, MN 55806-3913
Document Number	0001538300
Instrument Date	Aug 3, 2026
Instrument	20261538300
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1720 W SUPERIOR ST, DULUTH, MN 55806-2137

Mortgage

Document Number	0001538300,
Date	Aug 12, 2026
Instrument	20261538300

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Jul 25, 2033

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2409 W 9TH ST, DULUTH, MN 55806-3913
Document Number	0001349450
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1732 LONDON RD DULUTH MN 558122033, DULUTH, MN 55812-2033

Mortgage

Document Number	0001349450
Date	Feb 4, 2019
Instrument	1349450

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816-0450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 3, 2024

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,566.00 (+8.73%)
2025	$2,360.00 (+5.83%)	$155,400 (+11.32%) Land $26,700 Building $128,700	$155,400 (+11.32%) Land $26,700 Building $128,700
2024	$2,230.00	$139,600 (+19.42%) Land $32,000 Building $107,600	$139,600 (+19.42%) Land $32,000 Building $107,600
2022		$116,900 Land $28,200 Building $88,700	$116,900 Land $28,200 Building $88,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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