2401 W 9th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2401 W 9th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,317 sqft · built 1905
Lot Size	0.174 acres (7,603 sqft)
Owner	Individual Name on Record
Tax Bill	$2,316 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4050-01240`

Property Details

APN / Parcel Number

Primary APN	`010-4050-01240`
Alternative APN	`786760`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,317 sqft Gross Area
1st Floor Area	805 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,603 sqft (0.174 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	231 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	786760
Street Address	2401 W 9TH ST
City	DULUTH
State	MN
Zip	55806-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 73 FT OF LOTS 1 AND 2 AND LOTS 3 AND4 EX NLY 67 FT SERIAL #
Legal Subdivision	SPALDINGS ADDITION TO DULUTH
Legal Block	6
Legal Lot Number	1-3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1016
Census Tract	2400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2401 W 9TH ST, DULUTH, MN 55806-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 13, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 14, 2005
Transfer Doc	0000989998
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2401 W 9TH ST, DULUTH, MN 55806-1150
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 W 9TH ST, DULUTH, MN 55806-1150

Mortgage

Document Number	0001528179
Date	Feb 19, 2026
Instrument	1528179

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Mar 1, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2401 W 9TH ST, DULUTH, MN 55806-1150
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 W 9TH ST, DULUTH, MN 55806-1150

Mortgage

Document Number	0001424295
Date	Sep 13, 2021
Instrument	1424295

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	230 Months
Due	Nov 1, 2040

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2401 W 9TH ST, DULUTH, MN 55806-1150
Document Number	00A1335162
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2401 W 9TH ST DULUTH MN 558061150, DULUTH, MN 55806-1150

Mortgage

Document Number	00A1335162
Date	Jun 22, 2018
Instrument	A1335162

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 21, 2028

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,316.00 (+11.78%) Homeowner's exemption
2025	$2,072.00 (+2.78%) Homeowner's exemption	$200,000 (+12.87%) Land $27,400 Building $172,600	$200,000 (+12.87%) Land $27,400 Building $172,600
2024	$2,016.00	$177,200 (+19.97%) Land $32,900 Building $144,300	$177,200 (+19.97%) Land $32,900 Building $144,300
2022		$147,700 Land $28,900 Building $118,800	$147,700 Land $28,900 Building $118,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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