2409 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2409 W 5th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,332 sqft · built 1903
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Mar 2025)
Tax Bill	$2,542 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Feb 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1220-01410`

Property Details

APN / Parcel Number

Primary APN	`010-1220-01410`
Alternative APNs	`1069670` `1179832`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,332 sqft Gross Area
1st Floor Area	606 sqft
Basement Area	150 sqft
Finished Basement	150 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,500 sqft (0.08 acres)
Garage Area	240 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1179832
Street Address	2409 W 5TH ST
City	DULUTH
State	MN
Zip	55806-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	148
Legal Lot Number	389
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3011
Census Tract	15600

Owner

2409 W 5th St is owned and occupied by two individuals who bought it in March 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2409 W 5TH ST, DULUTH, MN 55806-1511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
Feb 21, 2018	Grant Deed, Transfer LAWYERS TITLE
Jan 25, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2025 · Amount on File
Deed Sale	Mar 7, 2025 · Amount on File
Prior Sale	Apr 29, 2019 · Amount on File
Deed Document Number	20251506239
Prior Transfer Date	Oct 23, 2012
Prior Transfer Doc	0001198733
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 29, 2019
Property Address	2409 W 5TH ST, DULUTH, MN 55806-1511
Document Number	00A1353853
Instrument Date	Apr 26, 2019
Instrument	A1353853
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.77
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2409 W 5TH ST DULUTH MN 558061511, DULUTH, MN 55806-1511

Mortgage

Document Number	A1353854
Date	Apr 29, 2019
Instrument	A1353854

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 21, 2018
Property Address	2409 W 5TH ST, DULUTH, MN 55806-1511
Document Number	00A1328007
Instrument Date	Feb 15, 2018
Instrument	A1328007
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84384 DEER WOOD RD STURGEON LAKE MN 557833383, STURGEON LAKE, MN 55783-3383

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 25, 2017
Property Address	2409 W 5TH ST, DULUTH, MN 55806-1511
Document Number	00A1302762
Instrument Date	Jan 25, 2017
Instrument	A1302762
Transaction Type	Foreclosure
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$159.06
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2409 W 5th St was $2,542 with a homeowner's exemption, up 5.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,542.00 (+5.13%) Homeowner's exemption
2025	$2,418.00 (+6.9%)	$220,600 (+25.99%) Land $13,200 Building $207,400	$220,600 (+25.99%) Land $13,200 Building $207,400
2024	$2,262.00	$175,100 Land $15,900 Building $159,200	$175,100 Land $15,900 Building $159,200
2022		$145,100 Land $14,000 Building $131,100	$145,100 Land $14,000 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2409 W 5th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2409 W 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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