2322 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2322 W 5th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 815 sqft · built 1921
Lot Size	0.12 acres (5,250 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2020)
Tax Bill	$1,640 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-1180-03910`

Property Details

APN / Parcel Number

Primary APN	`010-1180-03910`
Alternative APN	`1094714`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	815 sqft Gross Area
1st Floor Area	485 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	5,250 sqft (0.12 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	112 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1094714
Street Address	2322 W 5TH ST
City	DULUTH
State	MN
Zip	55806-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 37 1/2 FT SERIAL #
Legal Subdivision	DULUTH PROPER
Legal Block	122
Legal Lot Number	380
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3009
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2322 W 5TH ST, DULUTH, MN 55806-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Aug 25, 2020	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Aug 25, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jul 5, 2017	Deed with Mortgage, Transfer PETER W & JENNIFER M CLARK
May 16, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	20201388699
Prior Transfer Date	Feb 27, 2019
Prior Transfer Doc	0001350832
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 23, 2026
Property Address	2322 W 5TH ST, DULUTH, MN 55806-1510
Document Number	0001536913
Instrument Date	Jul 15, 2026
Instrument	20261536913
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1863 WILDWOOD RD, DULUTH, MN 55804-2915

Mortgage

Document Number	0001536913,
Date	Jul 23, 2026
Instrument	20261536913

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2031

Interest

Rate	6.47%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 25, 2020
Property Address	2322 W 5TH ST, DULUTH, MN 55806-1510
Document Number	00A1388699
Instrument Date	Aug 7, 2020
Instrument	A1388699
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 W 5TH ST DULUTH MN 558061510, DULUTH, MN 55806-1510

Mortgage

Document Number	A1388700
Date	Aug 25, 2020
Instrument	A1388700

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

Mortgage

Document Number	A1388701,
Date	Aug 25, 2020
Instrument	A1388701

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 25, 2020
Property Address	2322 W 5TH ST, DULUTH, MN 55806-1510
Document Number	00A1388698
Instrument Date	Aug 4, 2020
Instrument	A1388698
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$234.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 W 5TH ST DULUTH MN 558061510, DULUTH, MN 55806-1510

July 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Jul 5, 2017
Property Address	2322 W 5TH ST, DULUTH, MN 55806-1510
Instrument Date	Jun 1, 2017
Instrument	A1312577
Transaction Type	Transfer
Record Updated	Jul 17, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2322 W 5TH ST DULUTH MN 558061510, DULUTH, MN 55806-1510

Mortgage

Document Number	00A1312577
Date	Jul 5, 2017
Instrument	A1312577

Lender

Name	PETER W & JENNIFER M CLARK
Address	4025 OVERLOOK LN, SUPERIOR, WI 54880-4044
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 4, 2032

Interest

Rate Type	Fixed Rate
Rate	8.52%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 16, 2017
Property Address	2322 W 5TH ST, DULUTH, MN 55806-1510
Document Number	00A1309327
Instrument Date	May 5, 2017
Instrument	A1309327
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$227.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 OVERLOOK LN SUPERIOR WI 548804044, SUPERIOR, WI 54880-4044

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,640.00 (+12.95%) Homeowner's exemption
2025	$1,452.00 (+1.4%) Homeowner's exemption	$153,000 (+13.25%) Land $19,800 Building $133,200	$153,000 (+13.25%) Land $19,800 Building $133,200
2024	$1,432.00	$135,100 (+19.88%) Land $23,800 Building $111,300	$135,100 (+19.88%) Land $23,800 Building $111,300
2022		$112,700 Land $21,000 Building $91,700	$112,700 Land $21,000 Building $91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

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