2409 Tall Cedars Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 2409 Tall Cedars Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,997 sqft · built 2005
Lot Size	0.153 acres (6,697 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Feb 2021)
Tax Bill	$5,729 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014266-043-39`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014266-043-39`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,997 sqft Heated Area
Gross Area	3,825 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,697 sqft (0.153 acres)
Garage Area	399 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	429 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2409 TALL CEDARS RD
City	FLEMING ISLAND
State	FL
Zip	32003-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 39 CYPRESS GLEN AS REC O R4417 PG 614
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	CYPRESS GLEN
Legal Lot Number	39
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3002
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2409 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Sep 12, 2016 · Amount on Record
Deed Document Number	2021009788
Deed Book / Page	4417 / 614
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 17, 2021
Property Address	2409 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3202
Document Number	0044170614
Book / Page	4417 / 614
Map Reference	MB 46 PG 43-53
Instrument Date	Feb 12, 2021
Instrument	2021009788
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,149.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3071 CUKELA AVE, 3071, CAMP LEJEUNE, NC 28547-1412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3202

Mortgage

Document Number	0004417616
Date	Feb 17, 2021
Instrument	4417/616

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,729.00 (+8.85%) Homeowner's exemption	$415,779 (+5.99%)	$438,276 (+3.83%) Land $65,000 Building $373,276
2023	$5,263.00 (-22.53%) Homeowner's exemption Veteran's exemption	$392,294 (+8.61%)	$422,125 (+16.86%) Land $65,000 Building $357,125
2022	$6,794.00 Homeowner's exemption	$361,208 Land $60,000 Building $301,208	$361,208 Land $60,000 Building $301,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20