Clay County property record for 2405 Tall Cedars Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,250 sqft · built 2005 |
| Lot Size | 0.147 acres (6,417 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,900 (May 2014) |
| Tax Bill | $4,964 (2023) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014266-043-40 |
| Primary APN | 38-05-26-014266-043-40 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,250 sqft Living Area |
| Gross Area | 3,870 sqft |
| 1st Floor Area | 1,647 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,417 sqft (0.147 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 96 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2405 TALL CEDARS RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 40 CYPRESS GLEN AS REC OR 2677 PG 1906 & 3642 PG 372 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | CYPRESS GLEN |
| Legal Lot Number | 40 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30707 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2405 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Feb 12, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2014 · Amount on File |
| Deed Sale | May 12, 2014 · Amount on File |
| Prior Sale | Feb 14, 2006 · Amount on File |
| Deed Document Number | 201423656 |
| Deed Book / Page | 3642 / 372 |
| Prior Transfer Date | May 3, 2014 |
| Prior Transfer Doc | 0036420372 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2405 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3202 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2405 TALL CEDARS RD, ORANGE PARK, FL 32003-3202 |
| Document Number | 0046701893 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 4670/1893 |
| Instrument | 2022069724 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2405 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0044152161 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 4415/2161 |
| Instrument | 2021009143 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $250,582 (+5.99%) | $444,552 (+4.1%) Land $65,000 Building $379,552 |
| 2023 | $4,964.00 (+5.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $236,428 (+3%) | $427,040 (+11.25%) Land $65,000 Building $362,040 |
| 2022 | $4,715.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $229,542 | $383,865 Land $60,000 Building $323,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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