Highlands County property record for 2409 Gem Stone Ave, Lorida, FL 33857
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,696 sqft · built 1990 |
| Lot Size | 9.57 acres (417,305 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,691 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-35-31-010-0020-0130 |
| Primary APN | C-04-35-31-010-0020-0130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 3,696 sqft Living Area |
| 1st Floor Area | 3,210 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 417,305 sqft (9.57 acres) |
| Lot Dimensions | 631 ft deep x 331 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 288 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 585 sqft |
| Patio Area | 598 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 2409 GEM STONE AVE |
|---|---|
| City | LORIDA |
| State | FL |
| Zip | 33857-8514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | FLORIDA HIGHLANDS PB 5-PG 64 LOTS 13 + 14 BLK 2 |
| Legal Range | 31E |
| Legal Township | 35S |
| Legal Section | 04 |
| Legal Subdivision | FLORIDA HIGHLANDS |
| Legal Tract | 13 |
| Legal Block | 2 |
| Legal Lot Number | 13-14 14 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 961000 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2409 GEM STONE AVE, LORIDA, FL 33857-8514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2024 |
| Deed Sale | Aug 22, 2024 |
| Prior Sale | Mar 14, 2000 |
| Deed Document Number | 0030641302 |
| Prior Transfer Date | Jul 23, 2007 |
| Prior Transfer Doc | 1464660 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $416,315 (+157.82%) Land $143,700 Building $272,615 | $416,315 (+27.06%) Land $143,700 Building $272,615 | |
| 2024 | $5,691.00 (+178.29%) | ||
| 2023 | $2,045.00 Homeowner's exemption Widower's exemption | $161,477 (+3%) | $327,644 (+4.48%) Land $95,800 Building $231,844 |
| 2022 | Homeowner's exemption Widower's exemption | $156,774 | $313,583 Land $95,800 Building $217,783 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures