Highlands County property record for 2408 Gem Stone Ave, Lorida, FL 33857
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,224 sqft · built 1994 |
| Lot Size | 4.8 acres (209,088 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jun 2022) |
| Tax Bill | $2,268 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-35-31-010-0030-0050 |
| Primary APN | C-04-35-31-010-0030-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,224 sqft Living Area |
| 1st Floor Area | 2,224 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Aluminum Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 209,088 sqft (4.8 acres) |
| Lot Dimensions | 631 ft deep x 331 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 1,400 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 540 sqft |
| Utility Building | 66 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Street Address | 2408 GEM STONE AVE |
|---|---|
| City | LORIDA |
| State | FL |
| Zip | 33857-8513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | FLORIDA HIGHLANDS PB 5-PG 64 LOT 5 BLK 3 |
| Legal Range | 31E |
| Legal Township | 35S |
| Legal Section | 04 |
| Legal Subdivision | FLORIDA HIGHLANDS |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 961000 |
Source: Highlands County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2408 GEM STONE AVE, LORIDA, FL 33857-8513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Deed Document Number | 2099821 |
| Deed Book / Page | 2912 / 542 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 14, 2022 |
| Property Address | 2408 GEM STONE AVE, LORIDA, FL 33857-8513 |
| Document Number | 0002099821 |
| Book / Page | 2912 / 542 |
| Map Reference | MB 5 PG 64 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2099821 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2408 GEM STONE AVE, 2408, LORIDA, FL 33857-8513 |
| Name | Verified Name |
|---|---|
| Address | 5541 BARNSTEAD CIR, LAKE WORTH, FL 33463-6618 |
| Document Number | 0002912544 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2912/544 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Max Rate | 9.87% |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $183,334 (+5.99%) | $201,435 (+16.45%) Land $72,000 Building $129,435 | |
| 2024 | $2,268.00 (+2.81%) | ||
| 2023 | $2,206.00 (+137.72%) Homeowner's exemption | $172,978 (+117.92%) Land $55,200 Building $117,778 | $172,978 (+16.03%) Land $55,200 Building $117,778 |
| 2022 | $928.00 Homeowner's exemption Widower's exemption | $79,378 | $149,077 Land $48,000 Building $101,077 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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