Buchanan County property record for 2409 Big Pine Ter, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 832 sqft · built 1957 |
| Lot Size | 0.16 acres (6,965 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,588 (Aug 2026) |
| Tax Bill | $803 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2026 Mortgage |
| APN | 06-5.0-21-001-002-055.000 |
| Primary APN | 06-5.0-21-001-002-055.000 |
|---|
| Building Area | 832 sqft Base Area |
|---|---|
| 1st Floor Area | 832 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 6,965 sqft (0.16 acres) |
| Lot Dimensions | 99.5 ft deep x 70 ft wide |
| Street Address | 2409 BIG PINE TER |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:BIG PINE EXTENSION LOT:3 BLK:LGL DESC: |
| Legal Subdivision | BIG PINE EXTENSION |
| Legal Lot Number | 3 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1800 |
Source: Buchanan County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2409 BIG PINE TER, SAINT JOSEPH, MO 64503-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Mar 27, 2026 | Warranty Deed, Transfer · Commercial Mortgage LAUREN JOHNSON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on Record |
| Deed Sale | Aug 7, 2026 · Amount on Record |
| Prior Sale | Mar 27, 2026 · Amount on Record |
| Deed Document Number | 20266496 |
| Deed Book / Page | 3821 / 242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 7, 2026 |
| Property Address | 2409 BIG PINE TER, SAINT JOSEPH, MO 64503-3116 |
| Document Number | 0000006496 |
| Book / Page | 3821 / 242 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20266496 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | ST JOSEPH TITLE & ABSTRACT C, ST JOSEPH TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000006556, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 3821/296 |
| Instrument | 20266556 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Mar 27, 2026 |
| Property Address | 2409 BIG PINE TER, SAINT JOSEPH, MO 64503-3116 |
| Document Number | 003817/146 |
| Book / Page | 3817 / 146 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026002352 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 LAKEVUE DR, GOWER, MO 64454-8387 |
| Name | Verified Name |
|---|---|
| Address | 3500 N VILLAGE DR STE 204, 204, SAINT JOSEPH, MO 64506-5500 |
| Investor | Possibly a Property Investor |
| Document Number | 2026002353 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026002353 |
| Name | LAUREN JOHNSON |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $803.00 | $11,580 (+5.46%) Land $2,850 Building $8,730 | $60,960 (+5.47%) Land $15,000 Building $45,960 |
| 2024 | $803.00 (+10.61%) | ||
| 2023 | $726.00 (-0.68%) | $10,980 (-) Land $2,850 Building $8,130 | $57,800 (-) Land $15,000 Building $42,800 |
| 2022 | $731.00 | $10,980 Land $2,850 Building $8,130 | |
| 2021 | $57,800 Land $15,000 Building $42,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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